Description

This position is available to be filled at any Huntington Bank Corporate office location.

The Underwriting Commercial Portfolio Manager – Technology Finance (HTF) underwrites credit exposure for large, complex customer relationships and circumstances and actively manages a portfolio.  Includes day-to-day interaction with assigned Sales Reps, management of portfolio risk, and adherence to all regulatory and compliance guidelines. A critical component of this role is early identification of emerging credit problems and industry trends.   

Duties and Responsibilities:

• Services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles.
• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader and Regional Credit Officer. 
• Underwrites complex and large credit requests for prospects and clients.  Possesses a mastery of client and industry expertise, analyzes company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of prospects and clients.  Accountable for risk evaluation and associated regulatory compliance requirements. 
• Provides independent, in-depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks. 
• As appropriate, assists in optimizing customer relationships by working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers. 
• Prioritize work to meet customer expectations.
• Responsible for financial statement spreading and risk rating integrity. 
• Responsible for maintaining an extensive level of knowledge of corporate banking, investment banking, and commercial banking solutions.
• Responsible for maintaining an extensive level of knowledge of market trends and business drivers.  Understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the organization.
• Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.
• Mentor Credit Analysts.
• Performs other duties as assigned.

Required Qualifications:

• Bachelor's Degree preferably in Finance or Accounting.
• Experience conducting cash flow analysis for large, complex publicly traded companies
• 5+ years of related experience in commercial credit analysis and underwriting, preferably with an equipment finance organization.
• Proficiency with Moody’s spreading software or similar spreading software.

Preferred Qualifications:

• CLFP designation.
• Ability to prioritize workflow and multi-task in a fast-paced environment.
• Strong interpersonal skills and solid written/verbal communication.

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Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Applications Accepted Through:

Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled.

Workplace Type:

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). 

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.