In this role you'll have the opportunity to:
- Develop and manage relationships with new and existing commercial relationships.
- Responsible for actively marketing a broad range of bank services to meet needs of business owners. Negotiate loan terms and conditions within scope of authority.
- Prepare and present credit analysis and recommendations on borrowing requests.
- Responsible for conducting credit reviews to ensure compliance with policies and regulations. Perform ongoing credit risk management through daily monitoring of the loan portfolio; ensure proper risk rating of portfolio at all times.
- Monitor all credits through periodic reviews and analysis.
- Responsible for creating awareness of the Bank and its services through community activity.
- Responsible for assisting loan support staff.
- Responsible for complying with policies, procedures, security requirements, and government regulations
Education & Certifications
- Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)
Experience
- 6 or more years of experience in commercial credit, analysis, or business development required.
Knowledge, Skills and Abilities
- Proven ability to develop and manage new business relationships.
- Possess excellent relationship management, presentation, and negotiation skills.
- Possess an in-depth understanding of the local markets.
- Possess strong financial and analytical skills with the ability to underwrite and structure commercial credits.
- Knowledge of treasury management products.
- Knowledge of federal and state laws and regulations relating to commercial lending and appraisal guidelines.
Compensation & Benefits
- Targeted starting salary range (based on experience): $111,952 – $154,493
- Incentive and commission compensation may be awarded for eligible roles
- Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
- Paid vacation time, sick time and 11 company paid holidays
- 401k (with up to 4% match)
- Tuition reimbursement
- Get more information at: Employee Benefits | Banner Bank
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as analyzing resumes. These tools assist our recruitment team but do not replace human judgment. While a sufficient interview pool is being generated, a human review of all resumes is conducted. Final hiring decisions are ultimately made by humans. We also review our AI tools to monitor for potential bias and we comply with applicable legal requirements for the use of AI tools in this context.