Commercial/Business Banking Underwriting Manager - Midvale, UT (In-Office)

Did you know that Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven’t forgotten who keeps us in business, meaning we’re committed to the success of our customers, and our employees. Here, the possibilities are endless – come for a job, stay for a career.  This is an in-office role located at our Zions Technology Center in Midvale, UT.

The ideal candidate for the Commercial/Business Banking Underwriting Manager position will be able to meet the following responsibilities and qualifications:

Responsibilities:

·         Has overall responsibility for the divisions commercial/business banking underwriting functions.

·         Oversees the commercial/business banking underwriting and evaluating of loan applications originated by the department.

·         Manages the underwriting, approvals and/or rejections of loans.

·         Oversees the underwriting quality of loans approved.

·         Consults with the closing department to ensure all underwriting conditions are met prior to closing.

·         Keeps informed of current practices in commercial/business banking loan underwriting and makes sure underwriters are kept abreast of these changes.

·         Responsible to compliance issues within the underwriting division.

·         Responsible for hires, transfers, terminations and performance evaluations.

·         Other duties as assigned.

Qualifications:

·         Requires a Bachelor's degree in Finance, Business, Accounting or a related field and 6+ years experience with commercial/business banking credit practices, processes and procedures, spread analysis, lending, underwriting concepts, lending regulations and compliance, or other directly related experience.

·         Previous SBA lending experience preferred.

·         Requires some management experience.

·         A combination of education and experience may meet qualifications.

·         Requires advanced knowledge of credit practices and procedures, spread analysis, lending and underwriting concepts.

·         Ability to manage a staff.

·         Advanced knowledge of credit scoring, credit analysis, financial statements, credit reports, debt ratios and loan to value information.

·         Ability to resolve problems and make sound decisions.

·         Must have strong customer relations and communication skills.

·         Working knowledge of a various related software applications.

·         Contributes to the development of new principles and concepts.

Benefits:

·         Medical, Dental and Vision Insurance - START DAY ONE!

·         Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

·         Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

·         Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays

·         401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

·         Mental health benefits including coaching and therapy sessions

·         Tuition Reimbursement for qualifying employees

·         Employee Ambassador preferred banking products

·         Employees may, at the company’s discretion, be eligible to receive a cash bonus award