Coverage Attorney

Are you an attorney with a passion for insurance coverage and complex litigation? Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We're known for our high-quality, high-touch approach and innovative, personalized solutions that help clients manage complex risks — and we bring that same standard of excellence to our legal team.

About the Role

As a Coverage Attorney at Kinsale, you'll take ownership of all aspects of the coverage litigation process — from analyzing complex coverage issues to working alongside senior management on claims handling best practices. You'll collaborate closely with outside counsel, engage in mediations and trials, and serve as a key advisor as the legal landscape evolves. This is a high-impact role for a sharp, detail-oriented attorney who thrives in a fast-paced, analytically driven environment.

What You'll Do

• Overseeing all aspects of the coverage litigation process, including analyzing coverage issues and determining exposure across all levels of litigation.


• Evaluating claims handling and underwriting practices to identify risk and support sound coverage positions.


• Working closely with outside counsel to draft pleadings and motions consistent with Kinsale's coverage positions and proprietary policy forms.


• Reviewing and responding to subpoenas and complaints filed with state insurance departments.


• Participating in mediations, arbitrations, and trials, with travel as needed.


• Preparing comprehensive coverage position papers that account for venue and claims handling practices.


• Communicating effectively with agents, brokers, and attorneys — both orally and in writing.


• Partnering with senior management to identify best practices and advise on responses to changes in the legal environment.

What You Bring

• J.D. degree and a four-year college degree.


• Active admission to practice law in at least one state.


• Superior writing skills, with demonstrated ability to draft claim correspondence, coverage positions, and litigation pleadings.


• Strong analytical ability to interpret state laws, regulations, and case law related to insurance coverage and claims handling.


• Background in litigation, preferably involving insurance claims and coverage matters.


• Experience in the commercial property and casualty insurance industry, preferably in the excess and surplus lines market.


• Detail-oriented with strong interpersonal skills, organizational ability, and a collaborative mindset.

Why You'll Love Working at Kinsale

• Competitive Pay & Bonus Opportunities – Rewarding performance and initiative.


• Comprehensive Benefits – Health, dental, and vision insurance with up to $3,600 (individual) or $7,000 (family) in HSA contributions per year.


• Work-Life Balance – Generous paid time off including 22 days of PTO and 10 paid company holidays.


• Career Growth – Clear promotion paths, mentorship, and ongoing professional development.


• Retirement & Security – Up to 6% matching 401(k) contributions on base salary and bonus, standard life insurance, and disability coverage.


• Continuous Learning – Annual $3,000 reimbursement for educational training and certifications.

Integrity & Responsibility

Kinsale values strong financial responsibility. A credit check will be conducted as part of the selection process for roles that require sound judgment, trustworthiness, or access to sensitive information.

Ready to Apply?

If you're a driven, analytically sharp attorney eager to make an impact in the E&S insurance space, this is your opportunity. Join Kinsale Insurance and grow your career in a company that rewards excellence, initiative, and continuous learning.

Apply today and start building your future with us!

Salary Range: $100,000 – $130,000

This posted range is our best estimate; starting salary will be based on experience level. Additionally, the posted range reflects only base salary and does not include annual bonuses, benefits, or reimbursements.