CRA Officer

Description

TriState Capital Bank is an independent chartered bank subsidiary of Raymond James. Headquartered in Pittsburgh, PA, TriState Capital Bank provides premier private banking, commercial banking, and treasury management products and services to corporate, institutional, and high-net-worth (HNW) clients.

Summary of the Position:

The Community Reinvestment Act (CRA) Officer is responsible for developing, implementing, and administering all aspects of the Bank's Community Reinvestment Act program. The primary objective of the CRA Officer is to ensure proper adherence to the provisions and intent of the Community Reinvestment Act, successfully demonstrating the Banks' responsiveness to the deposit and credit needs of low- and moderate-income individuals and markets within the Banks' assessment areas. The CRA Officer will plan, organize, and report the Bank’s compliance activities related to CRA, including oversight of CRA data.

Primary Functions of the Position:

Develops, presents, and obtains business and budget approval for the bank’s CRA Strategic Plan, including periodic review of the appropriateness of the Bank’s CRA assessment area geographies. Effectively executes the CRA Plan and coordinates third party vendors/partners and bank staff in the delivery of CRA investments, products, and services in our CRA assessment areas.

Through contact with government officials and community leaders in the Bank’s CRA assessment area, identifies credit and service needs within the community and works with senior management to set goals and develop programs to meet such needs as are identified, within the context of the Bank’s business model and peer performance.

Serves as CRA subject matter expert acting as an advisor to business lines and senior management.

Serves as the Chairperson of the CRA Committee, prepares quarterly reports for the Board of Directors, and provides CRA updates to all applicable Bank committees.

Analyzes new laws/regulations and changes to existing laws/regulations that impact the Bank’s CRA Program. Report such changes to management, lines of business and operational units.

Oversees the Bank’s CRA policies, procedures, processes and update as necessary.

Reviews all Prescreen and Senior Loan Committee packets to identify community development loans and assist Relationship Managers and Portfolio Managers in building support for community development purpose in Credit Approval Request documents.

Reviews all potential investment, grant/charitable contribution, and volunteer service activities to qualify them for CRA consideration.

Tracks and monitors all CRA lending, investment, grant, and service activities against CRA Strategic Plan goals.

File annual regulatory CRA report/information with the Bank’s primary regulator.

Maintains the CRA Public File.

Works closely with the Legal, Risk, Compliance Group on initiatives impacting the CRA Program.

Prepares for and manages the audits and regulatory examinations of the Bank’s CRA Program. Provide information for 2LOD testing of CRA Program and regulatory filing.

Maintain and report key performance indicators used to monitor the Banks' CRA performance against established benchmarks.

Qualifications

Education and Experience Requirements:

Bachelor’s degree.

Five or more years of demonstrated strong CRA performance experience

Seven or more years of related financial institution or regulatory experience

Strong knowledge of state and federal banking CRA laws and regulations.

Strong CRAWiz (or equal) software program skills

Able to work independently and in a team environment with people of diverse backgrounds.

Effectively uses organizational and time management skills to achieve goals and accomplish tasks timely.

Strong project management skills are a plus.

Establishes and maintains effective interpersonal relationships across all areas of the bank, including board members, examiners, and external auditors.

Proficient in Word, Excel, PowerPoint, and bank proprietary software.

Proven communication, analytical, and project management skills.

Job:

Auditing

Primary Location:

US-PA-Pittsburgh-Pittsburgh

Organization

TriState Capital Bank

Schedule

Full-time

Job Shift

Day Job

Travel

Yes, 10 % of the Time

Req ID:

2402004