Credit Analyst

Description

Our team is growing! Mifflinburg Bank and Trust has a position open for a Credit Analyst to join our lending team.

Essential Duties:

• Analyzes data on prospective and active borrowing accounts, i.e., financial statements and agency reports.
• Provides thorough documentation of all financial analysis work, including ratios and other related information.
• Ensures that all credit analysis activities are conducted in accordance with prescribed lending policy.
• Assists with management of loan risk ratings system.
• Completes annual reviews (credit, cash flow and collateral analysis) on the loan customers.
• Performs Auto Floorplan analysis.
• Performs residential, commercial, and agricultural appraisal reviews.
• Manages loan financial analysis software.

Requirements

Education/Training: A B.S. or B.A. degree in a related field of study normally required; specialized bank lending/agricultural lending education/training.

Experience: A minimum of one (1) year of related experience normally required.

Mifflinburg Bank and Trust Company provides equal employment opportunities (EEO) to all employees and applicants. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability, protected veteran status, or any other characteristic protected by applicable law in employment and in our business activities.