Credit Analyst

About Ascent

Ascent Developer Solutions is a leading private lending platform, serving real estate developers nationwide in the acquisition, renovation, and construction of residential real estate. Founded by a leadership team with a deep understanding and personal experience in virtually every facet of real estate development, Ascent is uniquely positioned to create custom, innovative lending solutions for a variety of real estate development business strategies.

The Role

The Credit Analyst is key to our credit team’s evaluation of financial risks and adherence to sound credit practices. You will perform well-informed credit assessments through detailed analysis and close review of both the Sponsor and Borrower’s current and past financial profile. This role will work in a fast-paced, detail-oriented environment to document consistent packages for further internal Underwriting review, including that of our company’s Credit Committee.

The Work

• Perform detailed credit analysis, evaluating the financial profiles of Sponsors and borrowing entities.


• Consult with both internal and external sources regarding Sponsor/Borrower applications.


• Provide consistent and accurate updates to both peers and your supervisor.


• Monitor and analyze market trends, economic conditions, and industry-specific factors.


• Recommend and implement best practices as part of OUR dedication to creating an industry-leading customer experience.


• Work efficiently under minimum supervision.


• Pay close attention to detail and consistency in analysis and findings presentation format.


• Advise and/or review peer work product as a quality control.

Your Skills and Experience

•  Bachelor's degree in finance, business, economics, or a related field


• 2+ years of relevant experience with credit analysis in a real estate or financial services business


• Excellent analytical skills with the ability to interpret complex financial data


• Strong written and verbal communication skills


• Familiarity with industry-standard credit scoring models and underwriting processes


• Proficiency in financial software and tools, including Excel or other spreadsheets

The Pay

Salary range is $80,000-$115,000 per year.

The Work Environment

• This role works on-site from Ascent's Encino office, Monday - Thursday (Fridays are work-from-home).


• Full-time, 40 hours per week; must be available for occasional overtime.


• Some nights and weekends required.

Our Benefits

We offer a comprehensive benefits package designed to support your health, well-being, and work-life balance. Our benefits include five health plans, two dental plans, health savings and flexible spending accounts, vision coverage, a 401(k) plan, and other optional benefits from which to choose.

Our Pledge

We pledge to be fair and considerate in hiring and promoting individuals, ensuring everyone can contribute their fullest potential regardless of background, identity, or personal circumstances. By promoting equal opportunity, we not only enhance our workplace but also contribute to a more just and equitable society. At Ascent, we stand united in building a community where everyone is empowered to succeed. Thank you for joining us on our journey towards a more inclusive future.