Credit Analyst

What you will do:

• Responsible for adherence to GFS Credit & Collection policies, practices and procedures across assigned region(s).

• Reviews credit reports, payment history, financial information and industry trends to support exposure in order to effectively minimize risk and maximize sales.

• Review & research customer  account application for completeness & accuracy , analyze past and current financial statements of companies, along with bank references,

• Commercial business reports ie. D&B,Experian or Equifax and information via Internet or other credit sources.

• Provide transactional approval with respective credit authority and or recommendation for transactions above credit authority.  Provide appropriate written Financial reviews  per authority guidelines.

• Monitor customer order activities, accounts receivable and payment history on a daily basis to identify risk and ensure adherence to credit terms.

• Escalate key issues to Credit Manager, Sales and Leadership of potential credit risks in portfolio to determine next plan of action.

• Meets periodically with customers to review financials and to ensure recoverability of outstanding exposure. 

• Establishing and maintaining good working relationships with customers and sales.

• Maintains confidentiality and uses utmost discretion with matters including but not limited to personal and or financial information in the duties of the position.

• Performs other duties and special projects as assigned.

When you will work: 

• Monday through Friday, 8:00am - 5:00pm. 

• Hybrid Work Schedule: 4 days in office, 1 day from home.

What you will bring to the table:

• Three to five years of relatedof elated professional experience with exposure to customer credit evaluations and analysis or an equivalent combination of education and experience.

• Bachelor's Degree in Finance, Accounting, Business or related.

• Strong written and verbal communication skills

• Must be able to read, interpret and comprehend financial statements and business/personal credit reports.

• Ability to prioritize tasks in high energy environment.

• Understanding of credit risk management fundamentals

• Ability to solve problems under pressure and provide creative solutions when necessary

• Experience with negotiations and using sound judgement

• Must be creative in order to maximize Sales and minimize risk.

• Goal oriented, motivated self starter, with excellent organizational skills and the ability to handle multiple tasks.

• Be able to work within tight time demands, work independently or in a team environment.

• Proficiency with MS Office - Word, Excel and skill set to perform research on Internet.