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Credit Analyst

salary Salary :

$25 - 35 hourly

Job Description - Credit Analyst






Introduction






Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.









Overview






East West Bank (EWB) is seeking a Credit Analyst in the Commercial Real Estate Group of the Dallas Office. The Credit Analyst will evaluate the financial condition of individuals and businesses applying for credit with EWB.









Responsibilities






  • Able to demonstrate moderate to superior skills in financial statement spreading and the evaluation of budgets and projections.
  • Support Relationship Manager / Portfolio Manager in evaluating, recommending, managing bank loans and other forms of bank credit.
  • Apply the Bank’s credit policy and procedures.
  • Stay current on underwriting practices of the Bank.
  • Assist in accurately risk-rating loans/credits.
  • Assist in evaluating numerous transaction types across a broad array of commercial asset classes, including pulling Co-Star reporting as needed
  • Perform Quarterly DSCR testing.
  • Facilitate in developing problem loan credit solutions.
  • Assist with portfolio management, Loan Monitoring and updating ONTRACK Reports in compliance with C&I and CRE Desktop Procedures
  • Other projects as assigned.








Qualifications






  • Bachelor’s degree with the applicable concentration in Economics, Accounting, Finance, or Communications with equivalent experience; or equivalent combination of education and experience
  • Excellent verbal and written communication skills
  • Flexible and adaptable to a dynamic environment
  • Proficient in Microsoft Excel








Compensation






The base pay range for this position is USD $25.00/Hr. - USD $35.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.




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