Credit Analyst

Credit Analyst responsibilities and essential job functions include, but are not limited to the following:

• Follow established process for new customer set up and credit investigation and establish credit limits within assigned limit level or refer for approval when outside established limit authority


• Assess and recommend new credit analysis practices that proactively identify and minimize risks.


• Create and maintain credit history files


• Respond to credit inquiries from external and internal clients


• Prepare weekly and monthly reports, including credit hold reports, bad debt reports, new credit application reports and account receivable summaries


• Analyze and assess the creditworthiness of both new accounts and credit limit increases of existing accounts using external credit risk management tools and reports based previous sales


• Identify bad debt or financial exposure to leadership


• Daily/weekly account status reporting


• Other clerical duties as assigned, faxing, filing, copying, mailing


• warehouse security, cleanliness and safety standards are adhered to

Qualifications, Knowledge, Skills, and Abilities:

• High school Diploma or GED required


• 2+ years previous credit risk management experience preferred


• Previous logistics, transportation, domestic or international experience a plus


• Must be analytical and detail oriented


• Must be organized, have keen attention to detail and accuracy


• Must be able to excel in a fast paced – time critical environment


• Must be proficient with Microsoft Office Suite including Outlook, Excel and Word


• Must possess the ability to use sound judgment when making independent decisions


• Must have excellent verbal/written communication and follow-up skills


• Knowledge and experience with local, state and federal collection laws


• Familiarity with accessing and interpreting business Trade Reference reports such as Dun & Bradstreet and Equifax


• Ability to review financial and trade information and make decisions supporting credit limits


• Knowledge of TL, LTL, Import/Export, Customs, accounts receivable, and accounts payable processes a plus


• Ability to read, write, and speak English fluently; Bi-lingual Spanish a plus