Credit Policy Specialist

Essential Duties and Responsibilities: 

As a corporate underwriter, credit policy specialist, you'll provide support to underwriters and the mortgage fulfillment team (including training & answering questions) and assisting with our Mortgage Loan Origination system - encompass by reviewing loans.

• Second level reviews - Jumbo loans > 1 Mil.
• Create and provide training to Underwriters, i.e. Job Aids, Worksheets, troubleshooting, etc.
• Review Test Cases for new Underwriters or Underwriters working toward VA LAPP/SAR and FHA DE
• Research and answer questions emailed to our Policy email address
• Update Policies and Procedures with current Investor/Agency guidelines
• Assist with writing and implementing new programs
• Assist with Post-Closing/Insuring issues
• Transfer new Underwriter CHUMS #’s and help transfer VA LAPP/SAR to Security National
• Underwrite our non-QM delegated loan product. 
• Assist with QC Findings and Trends
• Create Bulletins and other distributed communication to the Regions
• And other related duties as assigned

Education and/or Work Experience Requirements: 

• Strong communication, organization, attention to detail and time management skills
• Experience with paperless underwriting a plus
• Experience with non-QM loans required
• Computer skills, including knowledge of Desktop Underwriter and Loan Product Advisor
• Independent, self-starting, team player with a positive attitude. Must work well with internal and external customers. 
• Knowledge of FHA, VA, Conventional, and USDA guidelines
• FHA Chums and VA Lapp/SAR required. 

Physical Requirements: 

• Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards. 
• Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards
• Must be able to occasionally lift and carry up to 15 lbs.
• Must be able to talk, listen and speak clearly on telephone
• Must be able to sit for prolonged periods at a desk, while working on a computer