CTO

About the Role

Coinhold / Wallet is a consumer-facing neo-banking and crypto wallet platform serving users at scale. We are building a secure, AI-native financial ecosystem bridging crypto and fiat.

We are looking for a CTO to define technical strategy, lead engineering execution, and scale a high-performance product used by millions of users.

Location: Remote

What You Will Do

• Own end-to-end technical vision and architecture of a crypto-fiat wallet platform
• Scale systems for onboarding, payments, custody, swaps, and Web3 assets
• Lead AI adoption across product: personalization, fraud detection, financial insights, support automation
• Build and lead a cross-functional engineering organization (backend, mobile, DevOps, data, security)
• Ensure platform meets global security, compliance (AML/KYC, PCI DSS, GDPR) and reliability standards
• Drive integrations with banks, PSPs, blockchain networks, and custodians
• Establish engineering standards, delivery processes, and platform scalability

What We're Looking For

• 7+ years in engineering leadership (CTO / VP Engineering / Head of Engineering)
• Experience building and scaling consumer fintech or crypto products
• Strong background in distributed systems, payments, or wallet infrastructure
• Hands-on experience with crypto custody, multi-chain systems, and transaction flows
• Proven ability to scale engineering teams (20+ people)
• Experience delivering AI/ML features in production

Strong Plus

• Deep understanding of AML/KYC, PCI DSS, GDPR compliance
• Experience with LLMs, AI agents, or personalization systems
• Background in high-scale mobile-first platforms
• Experience in regulated fintech or Web3 companies

What We Offer

• Opportunity to build a next-generation AI-powered financial platform
• High autonomy and direct influence on product and company direction
• Fast-scaling global engineering environment
• Strong ownership culture and executive-level impact
• Remote-first company - work from anywhere in the world
• Fully flexible working hours
• Extended time off: 20 paid vacation days + 12 bonus days per year
• 100% paid sick leave
• Real impact and ownership in fintech & crypto projects
• Corporate benefits: EMCD product discounts and mining infrastructure access