Dealer Lending Audit Analyst

Overview

Who we are

To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time

Who we’re looking for 

Toyota’s Dealer Lending Department is looking for a passionate and highly motivated Dealer Lending Audit Analyst.

The primary responsibility of this role will be to analyze multiple (TFS/LFS/PLG/BPSFS) dealer portfolios for their inventory in advance, during, and after their scheduled audits. The analysts review frequency schedules, new and outgoing dealer business, as well as reviewing and processing wires, as necessary.

This role requires professional communication, both written and verbal, with a variety of stakeholders invested in all areas of commercial business.

The analyst will report to the Dealer Lending Audit Supervisor and will support greater department objectives and metrics for the commercial portfolio.

What you’ll be doing  

• Communicate with audit vendor and internal stakeholders on items including past due payments, poor audit results, following for new Landlord’s Waivers, identification of duplicate flooring, etc.

• Conduct thorough reviews of intercompany transactions between TMCC and TFSB to ensure accurate accounting reconciliation and adherence to Regulation W compliance standards.

• Review and process daily reports and audit schedules. Ensure requested documents are provided in a timely manner and filed accordingly.

• Communicate with Regions regarding incoming and outgoing (wholesale acquisitions and defections) dealer business, including working with other lenders to ensure smooth handoff for impacted dealers.

• Collaborate with Field Sales team and call attention to higher risk/unusual situations. Build direct relationships with the dealerships in coordination with the Sales team. Must be able to clearly articulate the situation to management.

• Ensure accurate and timely processing of wire transfers in compliance with established policies and procedures.

• Inventory lines are updated and process incoming and outgoing wires as applicable for each dealer transaction.

• Work with Risk management in support of sold out of trust situations, heightened risks, or unusual situations to mitigate potential losses and escalate issues that warrant the Risk team’s involvement.

What you bring  

• 2+ years of commercial auto finance or banking experience required

• Bachelor’s degree required, preferably in finance, business administration, or related fields or equivalent work experience

• Ability to see connections, trends, and patterns that are not immediately obvious to others.

• Ability to understand, integrate, and implement workflow and analytic solutions and directives as they become available.

• Ability to have good follow through on requests for information/support with strong time management.

• Know when to escalate issues and can clearly explain situations and provide recommendations to management in a timely fashion.

• Process improvement, report creation, and ad-hoc projects that add value to the department and/or company.

• Experience working in fast-paced, high-volume environments while maintaining accuracy, focus, and composure under pressure.

Added bonus if you have  

• Previous experience with DataScan systems such as Wholesale Intelligence (WI)and Audit Intelligence (AI) (On-Site).

• Advanced proficiency in Microsoft Suite with a focus in Excel including experience with formulas, Pivot Tables, and Macros.

What we’ll bring

During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include: 

• A work environment built on teamwork, flexibility, and respect

• Professional growth and development programs to help advance your career, as well as tuition reimbursement

• Team Member Vehicle Purchase Discount

• Toyota Team Member Lease Vehicle Program (if applicable)

• Comprehensive health care and wellness plans for your entire family

• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute

• Paid holidays and paid time off

• Referral services related to prenatal services, adoption, childcare, schools and more

• Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)

• Relocation assistance (if applicable)

Belonging at Toyota

Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members’ efforts to dream, do and grow without questioning that they belong.

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Have a question, need assistance with your application or do you require any special accommodations? Please send an email to [email protected].