Director, Legal Counsel

Responsibilities include providing strategic and regulatory guidance on new product initiatives and existing product enhancements, negotiating strategic partnership agreements, working effectively with senior legal and business leaders to execute compliant business strategies, provide effective management, leadership and coaching to team members, and support bank partner relationships. Establish overall business or technical strategy, aligning legal initiatives with corporate goals and objectives. Influence decision-making at the executive level, providing strategic legal advice on key business decisions and transactions. Provide strategic legal advice and support, particularly in high-demand areas such as mergers and acquisitions, intellectual property, and regulatory compliance. Ensure compliance with relevant laws and regulations, overseeing the implementation of advanced legal technologies and compliance programs. Minimum of 15 years of relevant work experience and a Juris doctorate or equivalent degree They spend significant time on strategy and influencing decision-making at the executive level. Significant expertise in legal issues arising in most, if not all, of the following areas: credit and lending, financial services, consumer protection, and marketing. Significant expertise and prior experience in federal laws and regulations such as: EFTA/Reg. E, TILA/Reg. Z, FCRA/Reg. V, FACTA, GLBA/Reg. P, UDAAP, FDCPA, ECOA/Reg. B, SCRA, TCPA, CAN-SPAM, and other laws affecting payments products, and consumer and small business credit products. Experience with e-commerce, payments, credit cards or other lending products. Experience dealing with regulatory bodies, regulatory exams, internal and third-party audits. Ability to thrive in a fast-paced environment and to tolerate change and ambiguity. Ability and drive to take ownership of projects and tasks which, in many cases, will be matters of first impression. Openness to adapting his/her practice in response to the changing landscape of the industry. Strong proficiency in working with a team-based approach to subject matter management and knowledge sharing, and comfort with a flexible, agile environment that emphasizes collaboration and team performance over management hierarchy. Creative thinker with strong problem-solving skills and the ability to stay calm and help drive solutions while providing sound legal advice under challenging circumstances. Subsidiary: