Director, Software Engineering - Credit

Marqeta is looking for a Director, Software Engineering to lead and evolve our Credit platform. This is a critical leadership role responsible for scaling the next generation of innovative credit products that power modern fintech experiences. You will lead multiple engineering teams responsible for building, operating, and modernizing core components of our credit platform. This role requires a leader who sets a high bar, moves with urgency, and brings clarity in complex environments.

You will partner closely with Product, Data, Risk, Compliance, and Operations to define strategy, drive execution, and deliver resilient, secure, and highly available systems at scale.

We work Flexible First. This role can be performed remotely in the United States, only in one of our National locations, which you can review here.

The Impact You’ll Have

• Lead and develop multiple engineering teams responsible for core credit capabilities.


• Drive platform resiliency, scalability, and operational excellence.


• Partner with Product to shape roadmap, sequencing, and delivery strategy.


• Establish clear engineering standards around quality, reliability, testing, and documentation.


• Improve execution rigor including planning, sprint hygiene, and measurable outcomes.


• Lead architectural discussions and make high quality technical decisions.


• Stay close to the codebase and system design while empowering teams to execute.


• Recruit and develop top engineering talent and actively build bench strength.


• Create a culture of ownership, accountability, and continuous improvement.

Who You Are

• 10+ years of engineering experience with 5+ years leading managers or multiple teams.


• Experience building and scaling distributed systems in cloud native environments, preferably AWS.


• Strong background in microservices architectures and high availability systems.


• Proven ability to operate in regulated or compliance sensitive environments.


• Experience in fintech strongly preferred; credit domain experience is a plus but not required.


• Demonstrated track record of raising engineering standards and improving execution discipline.


• Comfortable navigating ambiguity while driving clarity and momentum.


• High personal standards and a bias toward action.

What Will Set You Apart

• Experience building or scaling credit products such as underwriting, ledgering, servicing, or transaction processing.


• Experience improving platform resiliency such as multi region architectures.


• Track record of evolving teams from good to great.


• Masters Degree in Computer Science.

Your Manager

• Rahul Rana

Recruiter For This Role

• Prashant Sharma

Typical Process

• Application Submission


• Recruiter phone call


• Hiring manager video call


• Virtual “Onsite” consisting of 4-5, 45 min calls


• Offer!

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to the National tier within the United States:

• National: A baseline tier that applies to most of the geographic territory of the United States.

Visit this page or consult with a Recruiter to determine which tier would be applicable to you.

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is:

• National: $242,400 - $303,000

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers

• Multiple health insurance options


• Flexible time off – take what you need


• Retirement savings program with company contribution and after tax contributions


• Equity in a publicly-traded company and an Employee Stock Purchase Program


• Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave


• Free therapy sessions, financial and professional coaching, and legal advice


• Monthly stipend to support our remote work model


• Annual “development dollars” to support our people growth and development


• Through Flex First, the freedom to live and work wherever you and your family thrive