Disclosure Analyst

Description

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments.

We are actively seeking a talented & motivated mortgage Disclosure Analyst who will assist a team of loan officers and loan processors in everyday mortgage lending duties.

Key Responsibilities

• Audit files for completeness and accuracy to ensure compliance before sending out initial closing disclosures and Loan Estimates
• Prepare initial and revised Loan Estimates and confirm fees and pricing are accurate
• Monitor Change of Circumstance requests and ensure re-disclosures comply and issued within required timeframes
• Maintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosure
• Perform other duties as required and assigned

Requirements

• 1-2 years’ experience in a mortgage operations position (preferred)
• Encompass loan origination system experience (preferred)
• Knowledge of TRID and RESPA LE/CD requirements (preferred)
• Working knowledge of RESPA “Change in Circumstances”, including: Valid vs. Invalid changed circumstances reasons (preferred)
• Conventional and Government loan experience (preferred)
• Strong aptitude for detail, accuracy and organization
• Ability to prioritize and multi-task with ease
• Excellent interpersonal, written, and verbal communication skills
• Ability to work in a high-volume and fast-paced environment
• Associate's degree required, 4-year degree preferred

Why Join CAKE Mortgage?

• Be part of a fast-growing company changing the game in Non-QM
• Competitive compensation and performance-based bonuses
• Collaborative and entrepreneurial culture
• Opportunities for career advancement and innovation

Cake Mortgage does not tolerate discrimination of any type. Cake offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law. Cake provides eligible and qualified employees with opportunities to advance. Cake is an at will employer. Cake is committed to providing employees with a work environment free of discrimination and harassment.