E-Payments Specialist

Description

Job Title:   E-Payments Specialist

At Premier America Credit Union, our Core Purpose is to serve our members by making it easier to meet today’s needs and reach tomorrow’s dreams. Talented team members succeed in our organization by demonstrating a commitment to our shared values of accountability, friendliness and respect, a passion for delivering great service, giving back to our communities, and pursuing personal growth. Come grow with us and be part of growth and the Premier America family!

Overview: 

Under limited supervision, this experienced payments professional is responsible for ensuring compliance with credit union policies, procedures, and all applicable regulatory requirements while performing a wide range of payment operations.

What You Will Do: 

• Key responsibilities include processing ACH, drafts, and Faster Payments, as well as reconciling and maintaining associated general ledger accounts. 
• The role also involves regularly updating procedures to reflect regulatory changes, remaining current on industry regulations and trends, and contributing to special projects. 
• This position serves as a subject matter expert in ACH, Faster Payments, and drafts, demonstrating advanced knowledge of payment processing workflows, associated risks, and regulatory compliance across multiple payment channels. 
• In addition to routine responsibilities, this position contributes to projects such as system upgrades and new payment product rollouts. 
• Strong analytical, communication, and technical skills are essential to effectively troubleshoot issues, support cross-functional initiatives, and contribute to the continued success and innovation of the credit union’s payments strategy.

What We Are Looking For: 

• Five (5) or more years of similar or related experience, including preparatory experience. ACH & Draft Processing experience required.  
• High school diploma or equivalent. 
• Accredited ACH Professional (AAP) certification preferred. 
• National Check Professional (NCP) Accreditation preferred. 
• Symitar Experience is Preferred. 
• Excellent verbal and written communication skills. 
• A high level of trust, credibility and diplomacy is required.
• The ability to motivate, influence, educate and advise others on matters of significance. 
• Basic accounting concepts of debits and credits; familiarity with all transaction processing, check operations, and fund transfers. 
• Working knowledge of accounting software. 
• PC Skills: Word, Excel, Microsoft office.

Premier America Credit Union will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the Los Angeles Fair Chance Initiative for Hiring (Ban the Box) Ordinance.

Equal Opportunity Employer – Veterans / Disabled

Drug-free Workplace

Pay Grade Info:

To provide greater transparency to candidates, we share base pay ranges for all our job postings regardless of State.  We set standard pay ranges for all roles based on function and level of expertise, benchmarked against similar stage growth companies.  Final offer amounts are determined by multiple factors including, skills, depth of work experience and relevant licenses/credentials, and may vary from the amounts listed below.

The base pay range for this position is:  $30-$36/hourly.

Perks Important to You:

Our Team Members enjoy the following rewards and benefits:

• Competitive pay
• Subsidized health care including medical, dental and vision
• FSA and HSA
• Company-Paid Life and A&D insurance
• Discounts on loans (must be a member)
• Paid Vacation, Holiday, and Sick time
• 401k Retirement Saving Plan with a 6% safe harbor employer match
• Educational Assistance Program and more!

About Us:

Founded in 1957, Premier America is one of the nation’s largest credit unions, with over 100,000 members and more than $3 billion in assets. But more importantly, we are ever mindful of one crucial fact: we exist to serve the needs of all members - the owners of Premier America. With a large retail branch network, access to over 30,000+ surcharge-free ATMs; and the Shared Branch Network, Premier America provides financial services to those who live, work, worship or attend school in the Ventura and Los Angeles counties of California, and Harris County in Texas.

Credit unions, such as Premier America, have a rich history evolving from the idea that people working together can create better financial solutions, especially when as owners, members have a vested interest in their collective success. Whether offering higher savings rates and affordable mortgage options, loans for unexpected emergencies or financial counseling during difficult times, credit unions have always made a meaningful difference in the lives of members.

Requirements

 What We Are Looking For: 

• Five (5) or more years of similar or related experience, including preparatory experience. ACH & Draft Processing experience required.  
• High school diploma or equivalent. 
• Accredited ACH Professional (AAP) certification preferred. 
• National Check Professional (NCP) Accreditation preferred.
• Symitar Experience is Preferred. 
• Excellent verbal and written communication skills. 
• A high level of trust, credibility and diplomacy is required.
• The ability to motivate, influence, educate and advise others on matters of significance. 
• Basic accounting concepts of debits and credits; familiarity with all transaction processing, check operations, and fund transfers. 
• Working knowledge of accounting software. 
• PC Skills: Word, Excel, Microsoft office.

Premier America Credit Union will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the Los Angeles Fair Chance Initiative for Hiring (Ban the Box) Ordinance.

Equal Opportunity Employer – Veterans / Disabled

Drug-free Workplace

Pay Grade Info:

To provide greater transparency to candidates, we share base pay ranges for all our job postings regardless of State.  We set standard pay ranges for all roles based on function and level of expertise, benchmarked against similar stage growth companies.  Final offer amounts are determined by multiple factors including, skills, depth of work experience and relevant licenses/credentials, and may vary from the amounts listed below. The base pay range for this position is:  $30-$36/hourly.

Perks Important to You:

Our Team Members enjoy the following rewards and benefits:

• Competitive pay
• Subsidized health care including medical, dental and vision
• FSA and HSA
• Company-Paid Life and A&D insurance
• Discounts on loans (must be a member)
• Paid Vacation, Holiday, and Sick time
• 401k Retirement Saving Plan with a 6% safe harbor employer match
• Educational Assistance Program and more!

About Us:   

Founded in 1957, Premier America is one of the nation’s largest credit unions, with over 100,000 members and more than $3 billion in assets. But more importantly, we are ever mindful of one crucial fact: we exist to serve the needs of all members - the owners of Premier America. With a large retail branch network, access to over 30,000+ surcharge-free ATMs; and the Shared Branch Network, Premier America provides financial services to those who live, work, worship or attend school in the Ventura and Los Angeles counties of California, and Harris County in Texas. Credit unions, such as Premier America, have a rich history evolving from the idea that people working together can create better financial solutions, especially when as owners, members have a vested interest in their collective success. Whether offering higher savings rates and affordable mortgage options, loans for unexpected emergencies or financial counseling during difficult times, credit unions have always made a meaningful difference in the lives of members.