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Experienced Claims Rep

Job Description - Experienced Claims Rep

We are seeking an Experienced Claims Representative in Elizabethtown, KY with an estimated market salary range of $55,000 – $70,000 annually. This full‑time role requires strong analytical skills and practical experience in handling insurance claims, communicating with stakeholders, and driving timely resolutions. The Claims Rep will play a key role in supporting our insurance operations and client services in Elizabethtown, KY, contributing to fair claim outcomes and excellent customer experiences in the local community.

Responsibilities

  • Review, analyze, and process claims accurately according to policy guidelines in Elizabethtown, KY.
  • Communicate professionally with claimants, adjusters, vendors, and internal teams to gather required documentation.
  • Investigate claim details to determine coverage, liability, and appropriate settlement amounts.
  • Maintain timely and accurate records for each claim file, ensuring compliance with legal and regulatory standards.
  • Collaborate with underwriting, legal, and risk management teams to resolve complex claims.
  • Identify potential fraud indicators and escalate issues to leadership when appropriate.
  • Prepare detailed reports and summaries of findings for management review.
  • Provide exceptional service while balancing customer needs and company interests.
  • 3+ years of hands‑on claims experience, preferably in property and casualty or related insurance lines.
  • Strong understanding of insurance policies, claims procedures, and relevant state regulations.
  • Excellent written and verbal communication skills, with the ability to explain complex information clearly.
  • Proficient in claims management software and standard office productivity tools.
  • Detail‑oriented with strong organizational and time‑management skills.
  • Ability to work independently and as part of a collaborative team environment.
  • Professional certifications (e.g., AIC designations) are a plus.
  • Estimated Salary: $55,000 – $70,000 annually
  • Comprehensive health benefits (medical, dental, vision)
  • Paid time off and paid holidays
  • Retirement savings plan
  • Professional development and training opportunities
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