POSITION: Field Underwriter Job Description, MUST LIVE in BAY or WALTON County.
REPORTS TO: Field Operations Manager
Field Reporting Specialist – Full Time – Ground Only
Summary /Objective
This position is responsible for the timely, professional and safe completion of assigned underwriting surveys. The Field Reporting Specialist will interact with Reviewers, insurance agency personnel and policy holders while maintaining a polite, professional manner and appearance at all times. The Field Reporting Specialist will use their own personal vehicle for daily travel in an assigned territory including some overnight travel. The ability to work independently and ability to efficiently navigate a geographical area are required for the position.
Essential Functions
- Accurate measurement of exterior perimeter of subject structures
- Accurate observation of interior construction finishes and materials
- Accurate observation of condition and maintenance of subject structure
- Accurate observation of liability exposures and hazards
- Accurate and objective observation of roof covering
- Accurate and objective policyholder interview
- Accurate and complete submission of diagrams, photos, orders and reports
- Candidate is expected to exceed minimum productivity requirements
Competencies
- Thoroughness
- Sound judgement
- Time management
- Problem solving/analysis
- Self- motivated
- Strong organizational skills
- Meet or exceed deadlines
Work Environment
Must be comfortable with working outside in the elements which can include rain, snow, ice, extreme hot and cold temperatures for long periods of time several days in the week. Must be comfortable with potentially long commutes and driving in both rural and urban settings.
Physical Demands
- Must be physically fit and able to walk, stand and sit for long periods of time.
- Must have good sense of balance and capable of walking and working on uneven ground.
- Must be able to raise and hold arms above head using telescoping camera pole throughout the day.
- Must be able to carry and climb inspection ladder
Position Type/Expected Hours of Work
This is a full-time position must be available Monday through Friday.
Travel
Day trips within the service area of Bay and Walton County
Required Education and Experience
- High school diploma or GED required
- Experience working in the insurance underwriting and/or field survey industry desirable but not required
- Proficient in oral and written communication and working with smart phones, mobile devices, cameras, etc.
Additional Eligibility Qualifications
- Must have a valid driver’s license
- Must have a reliable vehicle in excellent condition
- Must have a smart phone (iPhone preferred)
- Must have car insurance in your name
- Ability to navigate via maps and written directions
- High speed internet service
- Computer and keyboard proficiency
- Proficiency in usage of the internet navigation and email
- Proficiency in usage of Mobile Apps
Compensation- The average 1099 inspector earns between $60 and $100K per year. The amount you earn is based on a willingness to work, take on occasional Saturdays or overnight travel in other states.
· Full Commission
· Hotel for Overnight Travel if you volunteer for it
· Great company environment and culture
Grooming Requirements
Hair must be a natural color and kept neatly groomed at all times. Men’s hair must not be longer than the bottom of collar. Mohawks and spiked hair are prohibited. Men may not have ponytails.
Facial hair may not be more than 1/2 inch long at the bottom and the area under the chin must be shaved. Sideburns must not extend beyond the ear lobe or into the face. All skin surrounding any facial hair must always be clean-shaven.
Dress Code: Clean collared shirts and khaki pants (shorts are allowed in summer hot months) with comfortable closed toe shoes.
Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice based on business needs.
This is a remote position.
Disaster Smart (DSCI), a nationally recognized inspection and consulting company specializes in the identification and mitigation of risk affecting the resiliency and insurability of buildings in coastal communities. Our clients include insurance companies, regulators, non-profits, realtors, builders, and consumers. Consumers lacking awareness, often make improvements that fail to address or may even increase risk. DSCI uses a unique platform to assess risk and prioritize cost effective improvements to mitigate risk. The primary cause of rising damage is unrelated to the number or strength of storms, it is a lack of enforced codes over the last 60 years of development creating trillions in vulnerable properties. Informed consumers who understand risk change behavior and priorities adopting a “strategy of preparedness.” This strategic, proactive approach is the DSCI’s “Disaster Smart” platform. DSCI is in its 11th year and no covers the coastal areas of Louisiana, Mississippi, Alabama, Florida, and South Carolina.
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