Financial Services Payments Consulting Manager

Serve as a payments functional manager to design end-to-end solutions across ACH, wire payments, SWIFT, and real-time payment rails (e.g., RTP, FedNow). Lead current-state assessments and define target-state operating models aligned to business and regulatory requirements. Design modern, API-driven, cloud-ready and/or on-prem payment platforms, including integration patterns and data flows. Provide thought leadership to clients on key industry trends and topics. Understand the vendor landscape and how clients may enable them in their environment. Advise on payment modernization initiatives, including migration from legacy systems. Collaborate with business stakeholders, engineers, vendors, and operations teams to create target state requirements and ensure traceability through to design and implementation. Produce high-quality artifacts (target operating models, requirements, solution designs, etc.). Ensure solutions meet security, resiliency, compliance, and performance standards. Ability to rapidly assess a clients problem/need and provide fact based recommendations (target operating model) Ability to translate business requirements into clear, pragmatic solutions. Strong communication skills with experience working in client-facing or consulting roles. 8+ years of experience in payments, banking technology, or financial services systems. 4+ years of proven hands-on experience with payment solutions for ACH, wires, SWIFT, and real-time payment rails. 4+ years end-to-end payment processing, settlement, reconciliation, and exception handling. 4+ years of experience designing modern payment solutions using APIs, microservices, and event-driven patterns. Payments experience solutioning leveraging AI Experience with payment hubs, switches, or core banking integrations. Knowledge of ISO 20022 and large-scale payment modernization programs. Cloud architecture experience (AWS, Azure, or GCP).