Functional Consultant - Credit Card & Rewards

Functional Consultant – Credit Card & Rewards  

Location: Pittsburgh, PA, or Cleveland, OH, or Dallas, TX

 Here are the skill sets required :

• Solution Architecture: Design end-to-end solutions for credit card processing, rewards management, and partner integrations (e.g., Visa/Mastercard, loyalty networks).
• Functional Expertise: Analyze business requirements for card issuance, transaction processing, fraud detection, billing, and rewards redemption. Familiarity with rewards program mechanics (points, miles, cashback, merchant-funded rewards).
• System Integration: Lead integrations between core banking systems, card processors, CRM, and third-party rewards platforms.
• Compliance & Security: Ensure adherence to PCI-DSS, AML, and regulatory standards (e.g., Reg Z, UDAAP) in card and rewards program design.
• Stakeholder Collaboration: Work with product managers, IT teams, and vendors to align technical solutions with business goals.
• Innovation: Propose enhancements for customer engagement (e.g., dynamic rewards, personalized offers, API-driven partnerships).
• Troubleshooting: Resolve complex issues in authorization, settlement, points accrual, and reconciliation processes.
• Good to have : Hands-on experience with card processors (FIS, TSYS),Rewards engines (Fiserv, Epsilon) , core banking systems & payment gateways.