Mortgage Funding Desk Analyst

A growing Independent Mortgage Bank (IMB) is seeking a Mortgage Funding Desk Analyst to join its Operations team. This role is responsible for ensuring mortgage loans are funded accurately, on time, and in compliance with company, investor, and warehouse bank requirements. The ideal candidate has 3–4 years of mortgage funding or closing experience within an IMB and thrives in a fast-paced, deadline-driven environment.

Responsibilities

• Review funding packages to ensure all funding conditions have been satisfied


• Coordinate and process wire requests for loan funding


• Verify funding figures, wire amounts, and Closing Disclosure accuracy


• Communicate with title companies, escrow agents, warehouse banks, and internal teams to facilitate timely funding


• Resolve funding issues and discrepancies prior to disbursement


• Ensure compliance with investor, agency, and company funding requirements


• Maintain accurate funding records within the LOS


• Partner with Closing, Processing, Underwriting, and Post-Closing teams to ensure smooth loan delivery

Qualifications

• 3–4 years of mortgage funding, closing, or funding desk experience


• Previous experience working for an Independent Mortgage Bank (IMB) required


• Strong understanding of the mortgage funding process, Closing Disclosures, and wire disbursements


• Experience with Encompass or a similar mortgage LOS


• Exceptional attention to detail and ability to manage multiple funding deadlines


• Strong communication, organizational, and problem-solving skills


• Knowledge of Conventional, FHA, VA, and USDA loan products preferred

This is an excellent opportunity to join a growing mortgage lender and play a key role in delivering a seamless and accurate funding experience.