HMDA & Escrow Loan Documentation Specialist

Description

   
Our MISSION guides us…To Make a Difference in Our Communities We firmly believe that our employees are the driving force behind our MISSION.  Join the Consumers team and join us in saying, “I make a difference”. Consumers National Bank provides a community banking environment where achievements are recognized, and employees are empowered. Our corporate culture fosters a collaborative approach to business decisions and decision making for the greater good of the organization and its customers. We work together to exceed our customers’ and shareholders’ expectations and to build lifetime relationships with them, our friends and neighbors.   Consumers National Bank has an immediate HMDA & Escrow Loan Documentation Specialist position available in our Minerva Corporate Office. We are pleased to offer a generous benefits package, competitive wages and a collaborative professional work environment. Background, credit and previous employment checks apply to all applicants. Consumers National Bank is an Equal Opportunity Educational Institution/Equal Opportunity Employer, which includes providing equal opportunity for protected veterans and individuals with disabilities. 

Duties include, but are not limited to the following:

• Responsible for verifying and maintaining record of rate updates for Federal, FHLB, and Fixed Rate Equity loans entered in systems.
• Manages escrow accounts originated/closed, including reporting, disbursements, and customer service.
• Monitor escrow accounts as they are originated / closed
• Ensure timely disbursement of Semi-Annual Real Estate Taxes
• Ensure timely disbursement of Homeowner’s insurance premiums
• Ensure timely processing of annual escrow analysis statements for Fixed & Variable rate loans
• Process Monthly remittance of PMI premiums due
• Process Monthly remittance of Credit Insurance premiums due
• Monitor PMI covered loans for required cancellations and borrower requested terminations
• Responsible for the first review of HMDA data & ensure timely submission of the HMDA-LAR annually
• Process file maintenance on loans.
• Answer questions from customers regarding their loans.
• Resolve issues related to the data on existing loans, as they arise
• Communicate with Loan Servicing Department team members and branch staff
• Scan documents into the system for file and record keeping purposes
• Assist Supervisor in preparing/gathering request items for Internal Audit and Loan Review.

Requirements

• Minimum 2 years progressive banking and/or loan processing documentation experience with HMDA and or Escrow experience preferred
• Well-developed oral and written communication skills
• Strong attention to detail
• Strong customer service skills
• Reading and proofreading skills
• Requires visual speed and accuracy, ability to take oral directions
• Well-developed time management and organization skills
• Able to exercise appropriate judgment and seek/involve management when necessary
• Possess well developed analytical, mathematical skills
• Ability to accept management instruction and execute tasks while under pressure
• Strong customer service orientation
• Proficient computer skills with an emphasis on Microsoft Office Suite
• Experience working in a team-oriented, collaborative environment