HMDA/CRA Analyst

First National Bank of America is seeking an organized and detail-oriented HMDA/CRA Analyst to join the HMDA/CRA team. The HMDA/CRA Analyst position performs various HMDA and CRA related tasks pertaining to the Home Mortgage Disclosure Act and the Community Reinvestment Act to ensure the bank’s compliance efforts are maintained on a daily basis. The ideal candidate will demonstrate sound and accurate judgement, critical thinking, adaptability and strong time management.

Responsibilities:

• Learn and maintain current knowledge of the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA) regulations


• Have the ability to learn the different origination systems the bank utilizes in regards to complying with HMDA and CRA


• Perform daily review of loan files to ensure information is reported accurately on the HMDA LAR including determining if the loan files reviewed are to be reported for HMDA


• Assist the HMDA/CRA Supervisor in quarterly tasks as necessary


• Ensure that errors related to HMDA and CRA reporting are corrected in the necessary systems the bank utilizes for HMDA and CRA reporting


• Ensure that all records are properly entered into the HMDA software applications


• Continue to build proficiency of HMDA and CRA regulations through bank offered training

Qualifications:

• One year of general banking or regulatory agency experience with an emphasis in loan compliance, or equivalent level of education and experience preferred


• Well organized with the ability to manage multiple tasks and work to time sensitive deadlines


• Comfortable with both collaborating with other analysts and working independently


• Excellent oral and written communication skills in order to communicate issues and errors to different departments when needed


• Working knowledge of Microsoft Office Programs with a strong emphasis on Excel

Employee benefits

• Medical – Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00


• Dental – Premiums as low as $0.00


• Vision – Low premium Plan


• Discounted childcare


• Pet Insurance


• Paid Time Off (PTO)


• 401k with employer match


• Adjustable desks that can be raised or lowered to sit or stand

At First National Bank of America, we are looking for exceptional individuals with a "servant's heart" or a natural humility that recognizes the importance of prioritizing others' needs. We celebrate and acknowledge efforts that exceed expectations, whether it's delivering added value to customers or supporting colleagues. Just as interest compounds over time, the little things we do can make a substantial difference.

First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

Note: These statements are intended to describe the general nature and level of work involved for this job.  It is not an exhaustive list of all responsibilities, duties, and skills required for this job.

First National Bank of America is an Equal Opportunity Employer.

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