Home Equity Underwriting Manager

The Role: 

As an Underwriting Manager, you will hire, manage, and onboard a team of Underwriters for the Home Equity Loans team.

Responsibilities:

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  Allocates underwriting authority for staff, establishing their ability to make sound decisions on mortgage loans.

  
  


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  Able to assist with the review and approval process for decisions and recommendations related to complex cases.

  
  


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  Effectively train, coach, and lead the Underwriting team to continuously refine their team's skills to reach and exceed production and quality goals.

  
  


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  Demonstrate leadership standards through support for our culture, values, and behavioral expectations.

  
  


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  Build and nurture strong relationships across multiple operations teams and sales to influence desired outcomes and achieve organizational goals.

  
  


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  Adhere to all company policies, procedures, and business ethics codes.

  
  


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  Maintain guidelines based on GSE and investor requirements, and communicate with Senior management, operations, and sales, when changes are required.

  
  


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  Review Quality Control reports for error trends and work with Senior Management to develop a plan to reduce the number of errors.

  
  

Requirements:

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  8+ years of mortgage underwriting experience.

  
  


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  3+ years of experience in leading a Mortgage Underwriting Team.

  
  


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  Current knowledge of federal, state, and FDIC regulations and statutes about real estate lending is typically acquired through experience in mortgage underwriting, production, and operations.

  
  


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  Comprehensive knowledge of mortgage products, services, and industry trends.

  
  


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  Excellent written, spoken, active listening, and interpersonal communication skills with a high level of diplomacy in directing production staff.

  
  


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  Strong motivation and management skills required to lead an experienced mortgage underwriting team, geared to meet production and quality goals.

  
  


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  Critical decision-making skills and sound judgment to address and resolve issues.

  
  


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  Technical proficiency with a high-level knowledge of computer systems including Encompass and Microsoft Office applications including Outlook, Word, and Excel.

  
  


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  Effective time management skills include prioritizing responsibilities and organizing work tasks.