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HR Benefits Specialist Contractor

Job Description - HR Benefits Specialist Contractor

We are seeking a detail-oriented Benefits Billing & Reconciliation Specialist to support the administration and financial accuracy of employee benefit programs. This role plays a critical part in ensuring invoices are accurate, payments are processed on time, and discrepancies are resolved efficiently across multiple vendors and internal systems.

The ideal candidate brings a strong analytical mindset, experience working with benefits or financial data, and the ability to collaborate cross-functionally with HR, Payroll, and Finance teams.

Key Responsibilities

Benefits Billing & Payment Administration

  • Review and process invoices across benefit programs (medical, dental, vision, life, disability, COBRA, HSA/FSA, wellness)
  • Validate billing accuracy against eligibility, enrollment data, and plan contracts
  • Investigate and resolve discrepancies, including overcharges and missing credits
  • Ensure timely invoice payments to prevent service interruptions or penalties
  • Partner with Accounts Payable to ensure payments follow internal controls

Data Reconciliation & Reporting

  • Reconcile carrier invoices with payroll, HRIS, and benefits systems
  • Track and report on benefit costs (monthly, quarterly, annually)
  • Support audits, internal reviews, and financial reporting
  • Maintain accurate documentation, payment history, and audit trails

Vendor & Stakeholder Coordination

  • Serve as the main point of contact for carriers, brokers, and third-party administrators (TPAs)
  • Collaborate with HR, Payroll, Finance, and Legal teams to resolve billing issues
  • Support vendor onboarding, renewals, and plan changes impacting billing

Compliance & Process Improvement

  • Ensure compliance with applicable regulations (ERISA, ACA, HIPAA, COBRA)
  • Maintain confidentiality of sensitive employee and financial data
  • Identify opportunities to improve processes, accuracy, and efficiency
  • Assist with year-end activities, rate updates, and renewals

Required

  • Bachelor’s degree in HR, Accounting, Finance, Business, or related field (or equivalent experience)
  • 2–4+ years of experience in benefits administration, billing, payroll, or finance
  • Strong knowledge of health and welfare benefits and billing structures
  • High attention to detail with strong analytical and reconciliation skills
  • Experience with HRIS and benefits administration platforms
  • Advanced Excel skills (pivot tables, VLOOKUP/XLOOKUP, data analysis)
  • Strong communication skills and ability to work cross-functionally

Preferred

  • Experience in multi-carrier or multi-entity environments
  • Familiarity with platforms such as Aon, Mercer, ADP, Workday, Alight, or Fidelity
  • Understanding of accounting principles (accruals, expense tracking)
  • Experience supporting audits or compliance reviews
  • Exposure to union or international benefits billing (if applicable)
  • Health Care Plan (Medical, Dental & Vision)
  • Life Insurance (Basic, Voluntary & AD&D)
  • Paid Time Off (Vacation, Sick & Public Holidays)
  • Training & Development
  • Retirement Plan (401k, IRA)

 

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