Junior Closer

Junior Closer

Location: New York, NY

Reports To: Sr. Manager, Closing & Post Closing

Type: Full-Time; Hybrid (in office Mon-Wed, remote Thurs-Friday)

Are you passionate about helping homebuyers achieve their dreams? Do you thrive in a fast-paced, team-oriented environment? If you’re eager to start your career in the mortgage industry or closing department, this is your chance to learn from the ground up!

As a Junior Closer, you’ll gain hands-on experience in the mortgage process from start to finish. You’ll assist in coordinating loan closings, preparing closing packages, and ensuring seamless transactions so homebuyers get their keys on time. With a strong desire to grow, you’ll develop the skills needed to become a seasoned closer/funder while delivering top-tier customer service..

What You’ll Do:

• Redisclose all fee changes due to changes in loan terms throughout the process (e.g. third party fees, changes in appraised values, etc.) to ensure Tomo is in compliance.


• Request and monitor all lender wires through the warehouse bank to fund loans on behalf of the entire closing team. 


• Track all collateral packages to ensure timely delivery to warehouse banks and subsequent  shipment to designated investors. 

Your role will evolve to…

• Thoroughly review all pre-closing documents to ensure accuracy of information, including fees, rates, property details, and vesting before document preparation.


• Input required closing data in the loan origination system


• Review compliance reports and remediate any fails or alerts 


• Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct


• Prepare and issue the Initial Closing Disclosure.


• Draw and release closing documents to the Settlement Agent


• Authorize funding of loan


• Assist in resolving any post-closing issues as needed

What Makes You a Great Fit:

• Attention to detail and organizational skills


• Staying current on federal, state, investor and internal policies and procedures 


• Maintaining transparency between all teammates involved in a customer’s journey

Preferred Qualifications

• A bachelor’s degree


• 1+ years of professional experience (bonus if that is recent mortgage closing/funding experience)

What’s in It for You? 

• Career growth: Multiple paths within Tomo, including elite operational roles


• Competitive compensation: $50,000 base salary, with opportunity for additional variable/bonus compensation


• Equity ownership: All teammates receive stock options


• Coaching and mentorship: Build a foundation for a mortgage career