Lead Underwriting Rating Analyst

Job Description

Are you looking for your next opportunity?

Sompo has a unique opportunity for a Lead Underwriting Rating Analyst in our North America Operations team.

Sompo is a leader in providing comprehensive multi-line insurance solutions. We cater to middle market and large accounts across the U.S. through a dedicated network of retail brokers committed to long-term partnerships. We are seeking a highly skilled Lead Underwriting Rating Analyst to oversee rating for multiple lines of admitted business and lead special projects within our dynamic team.

Location: This position will be based out of our Charlotte, NC office. We strive for collaboration which is why we offer a work environment where our employees thrive and develop long lasting careers.

Our business, your impact, our opportunity:

What you’ll be doing:

• Review underwriting information/instructions for completeness and accuracy (binders, payment plans, commissions).
• Maintain service standards by responding promptly and delivering quality work aligned to guidelines, policies, and procedures.
• Gather account/policy information and prepare/execute accurate rating for transactions.
• Stay current on rating rules/techniques and ensure compliance with Sompo systems plus state regulatory requirements.
• Independently manage complex, unique, and unusual accounts end-to-end.
• Support audits, special projects/training, serve as Rating SME (including system migrations), drive workflow/process improvements, and assist with accounting inquiries/reconciliations (PD/WINS, Guidewire).

What you’ll bring:

• 5–7 years’ experience as an Underwriting Rating Analyst with similar scope/responsibilities.
• Bachelor’s degree preferred.
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook) plus Adobe Acrobat and ImageRight.
• Experience with Policy Decisions, Guidewire, and other insurance systems (preferred/beneficial).
• Strong analytical, problem-solving, and decision-making skills with high attention to detail and time management.
• Excellent written/verbal communication, highly organized, able to manage multiple priorities, adaptable, and collaborative in a team environment.

At Sompo, we recognize that the talent, skills, and commitment of our employees drive our success. This is why we offer competitive, high-quality compensation and benefit programs to eligible employees. 

Our compensation program is built on a foundation that promotes a pay-for-performance culture, resulting in higher incentive awards, on average, when the Company does well and lower incentive awards when the Company underperforms.  The total compensation opportunity for all regular, full-time employees is a combination of base salary and incentives that gets adjusted upfront based on overall Company performance with final awards based on individual performance. 

We continuously evaluate and update our benefit programs to ensure that our plans remain competitive and meet the needs of our employees and their dependents.  Below is a summary of our current comprehensive U.S. benefit programs: 

• Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution
• Pharmacy benefits with mail order options
• Dental benefits including orthodontia benefits for adults and children
• Vision benefits
• Health Care & Dependent Care Flexible Spending Accounts
• Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children
• Company-paid Disability benefits with very competitive salary continuation payments
• 401(k) Retirement Savings Plan with competitive employer contributions
• Competitive paid-time-off programs, including company-paid holidays
• Competitive Parental Leave Benefits & Adoption Assistance program
• Employee Assistance Program
• Tax-Free Commuter Benefit
• Tuition Reimbursement & Professional Qualification benefits 

Who we are and what we stand for:

At Sompo, our shared purpose is to create meaningful value for clients, communities, and each other. We strive to foster a workplace where everyone feels respected, included, and empowered to excel. As a global organization, we embrace diversity and champion equal opportunity. Guided by our core values—Accountability, Agility, Collaboration, Development, and Integrity—we build trust and support one another to achieve our goals worldwide. Life at Sompo page 

Our values come to life in how we hire and grow talent. Employment decisions are based on qualifications, merit, and organizational need, and we strive to ensure equitable access to opportunities so everyone can do their best work. If you need an accommodation for any part of the application process, please contact the recruiter in charge.