Lending Officer

The general responsibilities and duties of a Lending Officer include, but are not limited to:

• Assisting customers who request consumer, agricultural, commercial and mortgage loans, to the extent of your approval levels.


• If a loan request is beyond your level, please prepare a request that can be submitted to the loan committee or a lender who has the appropriate authority needed.


• Collections, including maintaining contact with past-due customers, sending notices, creating workout plans, recommending repossession, and coordinating repossession/foreclosure efforts with the appropriate vendors.


• Inspections of livestock and/or equipment.


• Assist (or act as) Security Officer with administration and testing of the security programs of the bank.


• Assist with the administration of guaranty loan documentation renewal requirements. For example, financial statements, profit and loss statements, cash flows and credit analysis.


• Assist with community outreach – call programs, advertising and marketing.


• Any other tasks or assignments as directed by supervisors or senior officers.