Licensing & Regulatory Affairs Analyst III

Responsibilities

• Managing multi-state MSB licensing and renewal obligations across a complex regulatory footprint with varying state-specific requirements.


• Ensuring timely and accurate FinCEN MSB registrations, renewals, and amendments.


• Coordinating licensing and compliance requirements for a large agent/delegate network operating under the company's licenses.


• Monitoring and interpreting regulatory changes at the federal and state level and translating them into actionable internal requirements.


• Supporting regulatory examinations, inquiries, and information requests from state regulators and federal authorities.


• Maintaining accurate, exam-ready documentation and evidence supporting licensing status and regulatory compliance.


• Balancing business expansion timelines with licensing, approval, and notification requirements.


• Producing clear, professional documentation and regulatory correspondence in English.

Requirements

• Bachelor's degree in Law, Business Administration, Finance, Compliance, or a related field.


• 5 years of experience in MSB licensing, regulatory compliance, or regulatory affairs within a U.S. financial institution, MSB, fintech, or payments company.


• Hands-on experience with state money transmitter/MSB licensing frameworks and FinCEN MSB registration.


• Experience supporting regulatory examinations, audits, or supervisory requests.


• Prior experience with multi-state operations, agent networks, or BaaS/fintech models is a plus.


• Advanced English proficiency (reading, writing, and speaking) required.


• Strong working knowledge of U.S. MSB regulatory frameworks, including federal and state requirements.


• Ability to interpret statutes, regulations, and regulatory guidance and translate them into operational requirements.


• Strong organizational, analytical, and documentation skills with exceptional attention to detail.


• Ability to independently manage multiple regulatory deadlines and priorities.


• Proficiency in Microsoft Word, Excel, Outlook, and PowerPoint.

Benefits

• Medical, Dental, and Vision Insurance (100% employer-paid coverage available).


• Company-paid Life Insurance.


• Company-paid Short-Term and Long-Term Disability coverage.


• 22 days of paid vacation annually.


• 56 hours of paid sick leave annually.


• 8 hours of paid personal time annually.


• 401(k) retirement plan with up to 5% employer match.


• Annual Short-Term Incentive (STI) bonus based on individual and company performance.