Life and Health Insurance Agent

About the role

We are seeking a compassionate and driven Life & Health (L&H) Insurance Agent to join our dedicated team. This role is crucial in helping clients understand and acquire essential life insurance, health insurance, disability insurance, and long-term care policies. The ideal candidate will possess excellent communication skills, a genuine desire to help others, and a strong understanding of financial planning and healthcare concepts.

What you'll do

• Lead Generation & Prospecting: Actively seek out and develop new client relationships through referrals, networking events, community involvement, and other prospecting activities.
• Client Needs Analysis: Conduct in-depth consultations with individuals and families to assess their unique financial protection and healthcare needs.
• Product Education & Sales: Educate clients on various life insurance products (term, whole, universal), health insurance plans (individual, group, ACA), disability income, and long-term care options. Present customized solutions and achieve sales targets.
• Financial Planning Integration: Assist clients in integrating life and health insurance into their broader financial planning strategies, ensuring long-term security.
• Application & Underwriting Support: Guide clients through the application process, gather necessary information, and liaise with underwriters to facilitate policy approval.
• Client Service & Retention: Foster strong, lasting relationships with clients, providing ongoing support, policy reviews, and assisting with beneficiary changes, claims inquiries, and renewal processes.
• Market Knowledge: Stay current on changes in insurance laws, healthcare reform (e.g., ACA), product innovations, and competitive offerings.
• Compliance: Ensure strict adherence to all state and federal insurance regulations, privacy laws (e.g., HIPAA), and company guidelines.

Qualifications

• Valid Life & Health (L&H) insurance license in the state of Utah.
• High school diploma or equivalent required; Bachelor's degree in a business, finance, or related field preferred.
• 2 + years of L&H insurance sales experience
• Exceptional verbal and written communication and presentation skills.
• Empathetic and strong active listening abilities.
• Proven sales track record and ability to meet goals.
• Proficiency in CRM software and Microsoft Office Suite.
• High level of integrity, trustworthiness, and ethical conduct.
• Ability to explain complex concepts clearly and concisely.
• Strong organizational and time management skills.

Planstin's Employee Benefits: 

• 12 paid holidays plus 3 weeks of paid time off to balance work and life. 
• Comprehensive insurance coverage including health, dental, vision, and accident plans tailored for your well-being. 
• Invest in your future with a 401k plan backed by a solid 4% match from us. 
• The perk of free snacks and regular lunches available onsite. 
• Take your career to new heights with our dedicated training programs and a team environment that’s all about support and growth. 
• Build strong connections with colleagues at our frequent, fun team-building events.