Loan Manager

Description

Total Community Credit Union has been serving the Michigan community for over 60 years. We are a full-service financial institution specializing in competitive loan rates, low payments, and flexible terms to make it easy for almost anyone to achieve their goals. Here at TCCU our members are our focus, and employees operate as a family. We are proud to offer an inclusive and collaborative workspace, competitive wages, and a generous benefits package. 

TCCU is seeking a knowledgeable and detail-oriented Loan Manager to lead our lending operations. This role is critical in maintaining sound lending practices, ensuring compliance, and promoting responsible growth within our loan portfolio. The ideal candidate brings a strong background in mortgage and consumer lending, advanced risk assessment capabilities, and excellent communication and leadership skills. 

Responsibilities

• Analyze loan data to make well-informed, risk-based lending decisions.
• Evaluate borrower creditworthiness and collateral to identify potential lending risks.
• Provide expert judgment on loan exceptions, balancing risk mitigation with member service.
• Oversee day-to-day lending operations, ensuring adherence to credit union policies and regulatory guidelines.
• Maintain a high level of accuracy and attention to detail in all lending activities.
• Communicate effectively with internal teams, members, and external stakeholders, including auditors and regulators.
• Represent the credit union during audits, regulatory examinations, and board meetings, providing insights and leadership on lending performance and strategies.
• Mentor and guide lending staff, fostering a culture of compliance, accountability, and service excellence.

Benefits

We take pride in offering our team members exceptional benefits and time off, including:

• Medical, dental, and vision insurance
• Company-paid LTD, STD, AD&D, EAP, and life insurance
• 401(k) plan and match
• Annual Incentive
• Paid time off
• Generous holidays

Requirements

• A bachelor’s degree in business, finance, or related field.
• A minimum of three to five years working experience in a similar role.
• A minimum of five years professional experience working within lending.
• Must have a proven track record of selling and servicing loans.
• Must have working knowledge of regulations affecting consumer lending.

Other Requirements

• Exhibits exceptional leadership, and problem solving, analytical, and organizational skills.
• Must be self-motivated and able to work independently.
• Skilled in identifying areas for improvement using key performance indicators.
• Ability to read, analyze, interpret, and develop financial and branch reports.
• Ability to understand external economic conditions and how they affect the credit union.
• Ability to present and speak to groups, executive management, and Board Members.
• Excellent verbal communication, interpersonal, and listening abilities.

TCCU is proud to offer equal employment opportunity to all qualified applicants without regard to race, color, sex, gender identity or expression, sexual orientation, age, religion, disability status, national origin, genetics, protected veteran status, or any other protected categories.