Job Description - Loan Officer

#ZR


Position Summary:
We’re looking for a dedicated and customer-focused Loan Officer to join our team at our Chillicothe location. As a key member of our lending team, you’ll help individuals and small businesses in our community access the financing they need to grow and thrive. From first-time homebuyers to local entrepreneurs, you’ll be a trusted advisor throughout the loan process—building relationships, assessing creditworthiness, and offering tailored solutions.

 

What You'll Do:


  • Evaluate, authorize, or recommend approval of loan applications for individuals and businesses.

  • Build strong relationships with current and prospective customers to understand their needs and offer the right lending products.

  • Guide customers through the loan process from application to closing.

  • Analyze financial data, credit reports, and collateral to assess risk and determine appropriate loan terms.

  • Maintain knowledge of loan regulations and internal policies to ensure compliance.

  • Work collaboratively with underwriting, credit, and operations teams to deliver timely service.

  • Participate in community outreach and business development activities to grow the bank’s presence.


 

What You’ll Bring:


  • Prior experience in banking, lending, or financial services preferred.

  • Strong knowledge of consumer or commercial loan products (or both).

  • Excellent interpersonal and communication skills.

  • Strong attention to detail and problem-solving ability.

  • Ability to build rapport with customers and deliver exceptional service.

  • Familiarity with loan software and Microsoft Office Suite.


 

Benefits Offered (Full-time employees)



  • Health Coverage: Comprehensive medical, dental, and vision plans. Also offers a Health Payment Account (HPA).

  • Retirement: Safe Harbor 401(k) plan with a dedicated wealth advisor.

  • Wellness/Ancillary: Includes supplemental benefits including Accident, Critical Illness, Short-Term Disability and employer-paid Life Insurance.

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