Loan Processor - Real Estate (Onsite - Not a Remote Position)

The Real Estate Loan Processing Specialist is responsible for managing consumer and commercial real estate loan applications from submission to closing. This role ensures timely, accurate, and compliant loan processing while collaborating closely with lenders, underwriters, and clients.

Duties/Responsibilities:

• Review and process consumer and commercial real estate loan applications for accuracy, completeness, and compliance
• Collect, verify, and analyze borrower information, including income, assets, credit, and property collateral
• Order, review, and verify third-party documentation such as appraisals, title reports, environmental reports, and credit reports
• Ensure loan files comply with underwriting guidelines, regulatory requirements, and investor standards for both residential and commercial real estate loans
• Communicate with borrowers, loan officers, underwriters, and other stakeholders to resolve complex documentation or loan issues
• Prepare loan files for underwriting and closing, ensuring all documentation is accurate and complete
• Identify and resolve discrepancies, missing information, or documentation errors
• Mentor and provide guidance to junior loan processors, particularly on commercial real estate transactions
• Stay current on consumer and commercial real estate lending products, regulations, and industry best practices
• Support audits, regulatory reviews, and internal compliance initiatives
• Other duties as assigned

• High school diploma or equivalent required; associate or bachelor’s degree preferred
• 3–5+ years of experience in consumer and/or commercial real estate loan processing
• In-depth knowledge of loan documentation, underwriting requirements, and regulatory compliance for real estate loans
• Strong organizational, analytical, and problem-solving skills
• Effective communication and customer service skills
• Proficiency with loan origination systems (LOS) and Microsoft Office
• Experience with residential mortgages, commercial real estate loans, or mixed-use properties
• Familiarity with regulatory requirements such as TRID, RESPA, HMDA, or state-specific real estate lending regulations