Loan Verifier

Summary

The Loan Verifier plays a critical role in ensuring the accuracy and completeness of loan documentation prior to finalization. This position safeguards compliance with internal policies and regulatory requirements, supporting a seamless loan closing process and exceptional customer experience.

Responsibilities

• Loan Package Review: Examine loan packages for completeness and compliance with company policies and regulatory standards.
• Pre-Closing Updates: Make necessary adjustments to loan packages after initial release to ensure accuracy before closing.
• Adverse Action Notices: Prepare and process adverse action notices in accordance with applicable regulations.
• Service Level Adherence: Meet established service level agreements and timelines as directed by the Loan Operations Manager.
• Collaboration: Communicate effectively with internal teams to resolve discrepancies and maintain workflow efficiency.
• Other Duties: Perform additional tasks as assigned to support departmental goals.

Skills/Experience/Education

• High school diploma or equivalent required.
• Previous banking or commercial lending experience preferred. Familiarity with LaserPro software is a plus.
• Strong attention to detail and accuracy. 
• Excellent communication and customer service skills. 
• Ability to prioritize tasks and thrive in a fast-paced, dynamic environment. 
• Proficiency in Microsoft Office Suite and general PC knowledge.

Essential Mental & Physical Requirements

• Ability to travel if required to perform the essential job functions. 
• Ability to work under stress and meet deadlines.
• Ability to read and interpret a document if required to perform the essential job functions.
• Prolonged periods of sitting at a desk and working on a computer may be required.
• Ability to lift/move/carry approximately 15 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division any “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.

Gulf Coast Bank & Trust Company and its subsidiaries is committed to a diverse and inclusive workforce. We are committed to equal employment opportunities without regard to race, color, genetic information, religion, sex, affectional or sexual orientation, gender identity or expression, age, marital status, military and veteran status, physical and mental disability, and any other characteristic protected by applicable law. We believe in attracting, retaining, and promoting quality talent and recognize that our diversity is critical to the success of the company.