Lock Desk Analyst

Mission Loans is seeking an experienced Lock Desk Analyst to join our team. As Lock Desk Analyst, your primary mission is to provide administrative and operational support to the trade desk and lock desk teams.

Compensation: $24.00-$33.00 hourly, depending on experience.

Work Location: Irvine, CA- Hybrid opportunity available.

Responsibilities:

• Review and process all rate lock requests through lock desk email and phone, including original rate locks, floats, re-locks, extensions, and cancellations.
• Monitor loan criteria changes and determine if adjustments in the lock are required.
• Communicate confirmations in a timely manner.
• Reconfirm locks from the previous day to ensure accurate pricing.
• Commit and register loans with investors. 
• Monitor outstanding commitments and expiration dates.
• Enforce secondary market lock policies.
• Assist in all duties assigned by VP, Secondary Marketing.

Qualifications & Experience:

• 2+ years’ experience in a high-volume mortgage setting.
• Proficiency in loan origination systems and understanding and utilizing other proprietary mortgage-related software platforms.
• Ability to interpret mortgage loan rate sheets, add-ons, and product guidelines.
• Knowledge and responsibility for compliance with state and federal regulations applicable to mortgage loan origination and fulfillment.
• Bachelor’s degree is preferred.
• Knowledge in the following loan programs/products:  conventional, FHA, VA, Jumbo, refinance, purchase, Non-QM, DPA, HELOC, CES.
• Basic proficiency in Microsoft Office products (Excel, Word, PowerPoint, etc.).
• Previous experience with Optimal Blue and/or Compass preferred.

Skills & Abilities:

• Subscribe to the mission of creating a truly customer and team member-centric environment.
• Love to come into work every day and win.
• Highly motivated, self-starter who can work independently under minimal supervision, and as a team player.
• Strong mathematical skills.
• Clear, effective interpersonal skills, as well as written and verbal communication skills.
• Ability to work in a fast-paced, multi-tasking environment and manage multiple deadlines.
• Strong problem-solving and creative thinking skills.
• Ability to learn and adapt to guideline changes.
• Strong organization, follow-through, and time management skills.
• Excellent attention to detail with commitment to accuracy and quality.
• Dependable, responsible, and able to use good judgment.
• Flexibility to work up to 50 hours per week, which may include some weekend hours.

Other Duties: This position profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may be asked to perform additional related duties, as assigned, in order to meet the needs of the organization.

Mission Loans, LLC. is proud to be an Equal Opportunity Employer. Mission Loans does not discriminate based on race, color, gender, disability, veteran, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law.

Notice to Agencies: Mission Loans, LLC. (the "Company") has an internal recruiting department. Mission Loans, LLC may supplement that internal capability from time to time with assistance from temporary staffing agencies, placement services, and professional recruiters ("Agency"). Agencies are hereby specifically directed NOT to contact Mission Loans, LLC. employees directly in an attempt to present candidates. The Company’s policy is for the internal recruiting team or other authorized personnel to present ALL candidates to hiring managers. Any unsolicited resumes sent to Mission Loans, LLC. from a third party, such as an Agency, including unsolicited resumes sent to a Company mailing address, fax machine, or email address, directly to Company employees, or to the resume database, will be considered Company property. Mission Loans, LLC. will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Mission Loans, LLC. will consider any candidate for whom an Agency has submitted an unsolicited resume to have been referred by the Agency free of any charges or fees.