MBS Delivery Analyst

Join the company defining what it means to be an Impact Lender!

Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender.

At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit.

Responsible for supporting mortgage-backed securities (MBS) pooling, securitization, and loan delivery activities for agency investors, which includes Fannie Mae, Freddie Mac, and Ginnie Mae. Utilizes in-depth knowledge of agency guidelines, mortgage loan data, and securitization requirements to ensure the accurate and timely delivery of loans into MBS pools and agency commitments.

ROLES AND RESPONSIBILITIES

Duties and responsibilities may include, but are not limited to the following:

• Perform due diligence reviews and analyze loan documentation to ensure loans meet investor eligibility, delivery, and compliance requirements.
• Review loans assigned to upcoming trades to verify delivery readiness, data accuracy, and timely completion in accordance with trade deadlines and volume commitments.
• Coordinate and support mortgage loan delivery activities for GSE investors, which includes Fannie Mae, Freddie Mac, and Ginnie Mae.
• Coordinate with the Document Custodian to ensure all documentation processes are completed accurately and within established operational timelines.
• Accountable for achieving productivity goals while maintaining high levels of accuracy and quality required by Fannie Mae, Freddie Mac, and Ginnie Mae.
• Adhere to current GSE policies and procedures and remain up to date on applicable regulatory changes.
• Ensure timely delivery and submission of MBS pools for settlement to the Secondary department for trading.
• Clear exception requests and provide 2004A and/or 11711A forms for final certification.
• Collaborate closely with Loan Delivery management to meet and exceed executive leadership goals.
• Build and maintain strong internal and external business partnerships to support Secondary settlement goals.

To perform the job successfully, the candidate should demonstrate the following competencies to perform the essential functions of this job:

• Ability to work effectively in a team environment
• Ability to thrive in a fast-paced environment
• Strong organizational skills with the ability to prioritize tasks and meet deadlines
• Excellent verbal and written communication skills
• Proficiency in Microsoft Outlook, Excel, and Word

PREFERRED QUALIFICATIONS & EDUCATION

• High school diploma - some college desired
• Prior experience in the mortgage industry

WORK LOCATION

• This position requires on-site attendance.

The expected salary range for this position is between:

The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law.

We also offer a benefits package that includes:

• Competitive pay

• Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE

• Retirement plan: 401(k) and Roth

• Paid Time Off: 16 days front loaded. Prorated based on the start date month

• 11.5 paid holidays per year

• Employee assistance program

• Excellent career growth opportunity

• Fun, team-focused working environment

• Employee driven community outreach program

• Relocation packages available

The application window is anticipated to close on:

We’re definitely not your average mortgage company. When you’re ready to grow your career AND your impact, we’re ready for you. We’re also one of the nation’s top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at www.movement.com.