Mortgage Funding Manager

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments.

The Funding Manager oversees the mortgage closing team and ensures the accurate and timely preparation, review, and funding of all residential mortgage loan closings. This role is responsible for managing workflows, maintaining compliance with federal and state regulations, coordinating with title companies and internal departments, and providing leadership to ensure exceptional service levels and loan pipeline management.

Key Responsibilities

• Supervise, mentor, and train the closing department staff (closers, funders, and support staff).
• Assign workloads and ensure adequate coverage for high-volume periods.
• Monitor team performance against closing timelines and quality standards.
• Ensure all loan closings are scheduled, prepared, and completed accurately and on time.
• Review closing documents for accuracy, compliance, and completeness.
• Coordinate wire funding and post-closing processes with internal teams and external partners.
• Ensure adherence to all regulatory and investor guidelines (e.g., TRID, RESPA, TILA, FHA, VA, Fannie Mae/Freddie Mac). 
• Implement and maintain quality control standards for closing documentation and procedures.
• Liaise with underwriting, processing, secondary marketing, and post-closing departments to resolve issues and streamline the process.
• Serve as point of contact for title companies, attorneys, and other closing agents.
• Evaluate existing closing processes and implement improvements for efficiency and accuracy.
• Maintain and update closing policies, procedures, and training materials.

• 5+ years of mortgage industry experience, with at least 2 years in a closing or closing management role.
• Strong knowledge of mortgage loan products and closing processes.
• Experience with LOS platforms (e.g., Encompass).
• Excellent communication, organizational, and leadership skills.
• In-depth understanding of TRID, compliance regulations, and investor guidelines.

Why Join CAKE Mortgage? 

• Be part of a fast-growing company changing the game in Non-QM.
• Competitive compensation and performance-based bonuses.
• Collaborative and entrepreneurial culture.
• Opportunities for career advancement and innovation.

Cake Mortgage does not tolerate discrimination of any type. Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law. Cake Mortgage provides eligible and qualified employees with opportunities to advance. Cake Mortgage is an at will employer. Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment.