Mortgage Loan Officer

Description

Position Summary:

Originating residential mortgage loans which can be sold in the secondary market. Actively market services to business referral partners.

Responsibilities:

• Emulates SSB&T Core Values. 
• Call and visit prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals
• Assist prospective borrowers in the proper completion of loan applications
• Provide required disclosures
• Collect funds for services to be ordered
• Gather necessary support documents from prospective borrowers
• Provide customer assistance in the selection of loan programs that best fit their needs
• Disclose loan terms
• Lock in loan interest rates
• Coordinate with realtors and borrowers by providing answers to any questions on loan status updates
• Provide any significant changes to loan terms or closing dates
• Coordinate the loan processing efforts by communicating loan status between borrowers and processors
• Monitor the loan process to ensure loans close and fund on the date specified by the borrower
• Other duties as assigned

Requirements

• Associate’s Degree in Business, Management, Marketing, Finance, or related field, or equivalent work experience
• At least three year’s outside sales and mortgage loan experience
• Working knowledge of applicable laws and regulations related to mortgage lending
• Excellent interpersonal, organizational, and telephone etiquette skills
• Must be a self-starter, be able to work independently, and exercise sound judgement
• Excellent verbal and written communication skills
• Working knowledge of personal computers to include MS Word, Excel, Loan Origination software (preferably Encompass) and Internet Explorer
• Ability to work under stressful conditions while maintaining professionalism and enthusiasm
• Must have a current Driver’s License and clean driving record
• Ability to travel locally