Mortgage Loan Originator Full Time

At UVA Community Credit Union, we are dedicated to making a meaningful difference in the lives of our members and the communities we serve. Our mission, working together to strengthen the financial wellness of our members and local communities, guides everything we do. We foster an environment where every team member plays a vital role in building the financial wellness of those we serve. Our core values are Integrity, Service Excellence, Collaboration, and Gratitude. These values shape how we support our members, interact with one another, and drive the success of our shared purpose. If you’re passionate about making a positive impact and want to be part of a purpose-driven organization, we invite you to explore a career with us.

Mortgage Loan Originator – Full Time

SUMMARY:

A Mortgage Loan Originator (MLO) at UVA Community Credit Union will work to meet the financing needs of home buyers in the community by providing service-oriented solutions. Successful Originators will possess and continue to build long-lasting professional relationships with Realtors and have an extensive referral network. Responsible for generating new mortgage loan business and qualifying applicants for appropriate products, the successful candidate will demonstrate proven results in business development efforts in their market.

This position will support Charlottesville, Albemarle, and the surrounding counties. 

DUTIES AND RESPONSIBILITES:

• Generate a steady application flow through business development activities in the markets served while managing a robust pipeline of applications
• Create a positive client experience for applicants from point of application to closing 
• Fully understand product choices and clearly convey relevant options to the client to ensure best possible fit
• Pre-position requirements for underwriting and closing, and work cooperatively with clients, our Loan Officer Assistant (LOA), and processing to obtain needed documentation and information
• Stay up to date with compliance requirements and changes
• Engage in business development activities both inside and outside of the credit union branch

QUALIFICATIONS:

• 2-5 years of experience working as a Mortgage Loan Officer and/or in a sales environment such as builder home sales, car sales or insurance or real estate sales
• Virginia Mortgage Lending License preferred
• Possess a solid understanding of major conventional and government loan programs
• Clearly understand guidelines and regulatory requirements related to mortgage lending
• Excellent communication and organizational skills

BENEFITS:

We offer an attractive suite of benefits to employees who work an average of 20 hours per week or more, including: Health, Dental, Vision, up to a 7% employer 401(k) contribution after the first year of employment. Employees are eligible for Life Insurance, Long-Term Disability, Health & Wellness Spending Account, Tuition Reimbursement, and Employee Loan Discounts. Employees accrue Paid Time Off starting with 18 days accrual at full time annually, and 13 company paid holidays. Employees are also eligible for Family Forming Leave, and Volunteer Time Off. 

Equal Employment Opportunity has been, and will continue to be, a fundamental principle at the University of Virginia Community Credit Union, where employment is based upon personal capabilities and qualifications without regard to race, color, gender, gender identity, religion, sexual orientation, pregnancy, childbirth, or a medical condition related to pregnancy or childbirth, national origin, citizenship, disability, age, genetic information, marital status, amnesty or status as a covered veteran in accordance with applicable federal, state, and local laws.