Mortgage Loan Processor

Job Description

Mortgage Loan Processor

At R&J Capital we believe in serving customers with honesty, integrity and competence. We are a highly revered mortgage brokerage firm providing services in New York, New Jersey, Florida, Connecticut, Pennsylvania, North Carolina, Texas, Maryland, California, Colorado & Indiana and continuing to expand. Join us and work for a company that is focused on success, growth and out of the box solutions.

Skills & Experience

Skills

• Three year’s relevant mortgage processing or underwriting experience


• Experience with mortgage loan software programs


• Verbal and written communication skills


• Good interpersonal and customer service skills


• Time-management and organization skills


• Ability to meet strict deadlines


• Ability to explain technical concepts in simple terms


• Ability to work in a fast-paced environment


• Willingness to learn new concepts to grow and advance

Experience

Responsibilities

• Monitor and manage large pipeline to ensure timely funding of loans


• Evaluate and assess residential mortgage loan applications as assigned


• Perform a preliminary review of each application for compliance and completeness


• Run DU or LP underwriting engine as appropriate. Compare findings with loan file documentation and collect additional documentation as needed


• Maintain contact and support between the Loan Originator and all other departments of the company throughout the process of the loan, which may include Sales, Underwriting, Compliance, and Funding


• Identify any change of circumstance and prepare and deliver any required disclosures


• Evaluate risk of residential mortgage loan applications based on company guidelines


• Image and accurately organize all file documentation to comply with company and industry standards


• Prepare and submit completed loan files to lender’s underwriting for decision based on mandated quality control guidelines and regulatory compliance


• Resubmit loan files to obtain clear to close status and collect prior to closing documents


• Be able to self-prioritize and manage large pipeline and exhibit high organization skills


• Provide a high level of customer service to internal and external customers


• Update loan milestones within one business day of the event


• Other duties as assigned

This is a fulltime position

Hiring Insights job activity

• Posted 30+ days ago

R & J Capital Group