Mortgage Post Closer

Description

The post closer is responsible to accurately prepare loans for delivery to investors and/or servicers, track and clear file exceptions, and ensure that all loans are closed in conformance with underwriting/ compliance guidelines. 

• Review signed documents for errors
• Upload and break out documents in Loan Origination System (LOS) and assigning conditions
• Register MERS and/or MI and paying FHA/VA fee
• Ship collateral to investors
• Create and upload shipping packages to investors for secondary market loans
• Create and upload shipping packages to EFolder for portfolio loans
• Register tax service for portfolio loans and creating physical folder
• Send payments to appraisers
• Process application deposits
• Send funding wires
• Handle all post-closing investor conditions required to purchase note
• Transfer MERS and MI when secondary market loan is purchased
• Send goodbye, insurance and/or property tax letters
• Handle follow up and collection of recorded mortgages and final title policies for all loan types within 120 days of closing
• Monitor tracking reports for funding and suspense items and escalate where needed 
• Provide excellent customer service to both internal and external customers 

Requirements

· Well developed communication skills

· Strong attention to detail

· Reading and proofreading skills

· Excellent time management and organization skills

· Able to exercise appropriate judgment and seek/involve management when necessary

· Ability to accept management instruction and execute tasks while under pressure

· Strong customer service orientation

· Proficient computer skills with an emphasis on Microsoft Office Suite 

· Experience working in a team-oriented, collaborative environment