New Job Opening: P&C Binding Production Underwriter in Kansas City, MO

Job Description

Senior Underwriter - Workers’ Compensation

Job Summary

Seeking a highly skilled and experienced Senior Underwriter to join a team, specializing in Workers’ Compensation. This role is pivotal in managing and growing a profitable book of business, providing advanced technical underwriting expertise, and ensuring compliance with underwriting guidelines and regulatory requirements.

Compensation Package

• Competitive salary commensurate with experience.


• Comprehensive benefits package, including health, dental, and vision insurance.


• Paid time off and holidays.


• Professional development opportunities and support for industry certifications.

Responsibilities

• Manage and underwrite new and renewal Workers’ Compensation accounts, ensuring adherence to company underwriting guidelines and state regulations.


• Analyze submissions, including loss runs, experience modifications, payroll classifications, and safety controls, to select profitable risks.


• Determine appropriate pricing, coverage structures, limits, and terms to maintain profitability and competitiveness.


• Assess key risk factors such as workplace safety programs, claims history, job classifications, and multi-state exposures.


• Actively manage a complex book of business, focusing on portfolio profitability, retention, and growth targets.


• Negotiate pricing, terms, and conditions with brokers and agents, identifying cross-sell opportunities across other commercial lines.


• Build and maintain strong relationships with brokers, agents, and internal stakeholders to drive new business opportunities.


• Collaborate with claims, loss control, and actuarial teams to enhance risk selection and deliver a comprehensive underwriting approach.


• Provide accurate forecasting, participate in business planning, and contribute to achieving underwriting and financial performance goals.


• Mentor and support junior underwriters, offering guidance on underwriting practices, classification accuracy, and regulatory considerations.


• Stay informed on Workers’ Compensation market trends, regulatory changes (particularly in California), and emerging risks, adjusting strategies as needed.


• Support process improvements and leverage technology to enhance underwriting efficiency and decision-making.

Qualifications/Requirements

• Minimum of 6+ years of dedicated Workers’ Compensation underwriting experience (8+ years preferred), with a proven track record of managing complex accounts.


• Strong knowledge of California Workers’ Compensation regulations and rate environment is highly preferred.


• Bachelor’s degree in Risk Management, Business Administration, Finance, or a related field is required. Equivalent professional experience will be considered.


• Active state Property & Casualty license (California preferred) is required.


• Industry designations such as CPCU (Chartered Property Casualty Underwriter), ARM, or CIC are preferred.


• Exceptional analytical, negotiation, and relationship-building skills.


• Ability to work independently and collaboratively in a fast-paced environment.

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