New Job Opening: Personal Lines Binding Production Underwriter in Charlotte, NC

Job Description

Personal Lines Production Binding Underwriter

Job Summary

Seeking experienced and driven Personal Lines Production Binding Underwriters to join a growing team. This role is focused on new business production and offers the opportunity to build and grow a book of business from the ground up. Ideal candidates will have strong marketing capabilities, proven sales ability, and the ambition to succeed in a fast-paced, results-oriented environment.

Compensation Package

• Base Salary: $80,000 – $105,000 (up to $115,000+ for candidates with a significant book of business and strong relationships)


• Bonus Structure: Commission eligibility begins once revenue generation reaches 2x the base salary and covers support staff costs.


• Equity Participation: Opportunity for future equity participation in a privately held company.


• Benefits:
  
  
  
  • Flexible and hybrid work arrangements
  
  
  • Employer-paid continuing education and professional designation support
  
  
  • Clear opportunities for career growth and advancement
  
  
  
  

Responsibilities

• Develop and execute marketing strategies to drive new business and renewals, including in-person visits, telemarketing, and targeted campaigns.


• Evaluate, classify, and rate risks to determine acceptability, coverage terms, and pricing.


• Submit underwriting referrals to brokerage facilities and internal leadership as needed.


• Monitor key performance metrics (hit ratio, retention, premium growth, loss ratio) and implement corrective actions when necessary.


• Mentor and train Assistant Underwriters to support team development.

Qualifications/Requirements

• Education: Bachelor’s degree or equivalent professional experience.


• Experience: Minimum of 3 years of multi-line underwriting experience (E&S experience preferred).


• Skills:
  
  
  
  • Strong sales, marketing, and overall business acumen.
  
  
  • Demonstrated commitment to ongoing professional development.
  
  
  
  


• Licensure: Active insurance license required; CPCU, CIC, or similar designations preferred.


• Preferred Backgrounds:
  
  
  
  • Wholesale binding underwriters with an existing book of business and transferable retail relationships.
  
  
  • Associate, marketing, or inside underwriters ready to transition into a production role.
  
  
  • Former personal lines binding underwriters seeking to return to wholesale.
  
  
  • Top-performing retail production underwriters with proven sales ability.
  
  
  
  

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