Personal Line Underwriter - HYBRID

Job Title

• Personal Line Underwriter

Location

• 1440 Kapiolani Blvd. Ste 950. Honolulu, HI 96814

Salary

• $50,000 - $100,000/year

Position Type

• Full-time
• Non-exempt (Hourly) or Exempt (Salaried)
• Monday – Friday
• 8:00 am - 5:00 pm
• Hybrid after 90 days – 3 days in office/2 days remote

Reports to

• Deputy Branch Manager

Position Overview

We’re seeking a Personal Lines Underwriter to join our team and make an impact! With 5+ years of expertise in Homeowners, Dwelling Fire, Automobile, and Umbrella, you’ll play a key role in driving growth, ensuring profitability, and managing strong agency relationships. If you’re ready to bring your skills, energy, and motivation to a team that values collaboration and results, we’d love to hear from you!

Key Responsibilities

• Underwrite and manage a portfolio of Personal Lines policies, ensuring compliance with company guidelines and regulatory requirements
• Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
• Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
• Develop and maintain strong working relationships with assigned agencies within the territory to drive business growth
• Work closely with other team members and management to achieve monthly and annual branch goals
• Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
• Build and maintain strong agency relationships to foster growth and support business development efforts
• Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
• Review data accuracy and prepare monthly closing reports for each product line

Qualifications

• Minimum 5+ years of experience in underwriting Homeowners, Dwelling Fire, Automobile, and Umbrella
• Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience
• Strong analytical and decision-making skills, with a solid understanding of underwriting principles
• Excellent communication skills, with the ability to work collaboratively with agents and internal teams
• Ability to collaborate effectively with cross-functional teams to meet goals
• Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software
• Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus

Benefits

• Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
• Paid time off and sick leave
• 13 annual paid holidays
• 401(k) plan with up to 4% company match
• Flexible Spending Account (FSA) & Dependent Care FSA
• Quarterly Fringe Benefit reimbursements
• Job-related training reimbursement
• Casual dress code

About Us

At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.