Personal Lines - Marine - Associate Underwriter

Description

This position reviews, analyzes, and inspects insurance contracts. They also collect competitive data and analyze our program’s place within the market. They will perform agency visits to solicit feedback on our service standards, our competition, and to build a professional relationship with our agents. 

Job Responsibilities:

• Analyze      inspection reports, location, risk, credit reports, etc to accept or      reject new/renewal property and casualty business. 
• Monitor      products in regard to competition and our place with the market with      regards to form, rate, etc. 

· Knowledge of premium goals for each product by company

• Actively      participate in setting and obtaining premium projections for their product      lines and their related companies.
• Review      applications, loss runs, reports etc for acceptance within company service      standards
• Build      professional relationships w/ our agents, market and sell products to meet      the product’s premium projections

· Pursue education to enhance industry knowledge

• Also      performs other duties and responsibilities as required.

Education and Work Experience:

• 2 years experience in P&C      Underwriting or related field
• An RMI      Degree, CISR, AIS, or CPIW designation preferred

Knowledge Skills & Abilities:

• Strong      customer service skills
• Ability      to maintain confidentiality
• Capacity      to analyze information and general math skills
• Knowledge      of all applicable rating systems
• Knowledge      of all underwriting and rate/rule manuals
• Proficiency      in on-line reference manuals
• Knowledge      of underwriting principles
• Knowledge      of policy forms
• Ability      to recognize exposure to loss
• research      skills, attention to detail, decision making, coordination
• Ability      to multi-task, prioritize, make quick decisions and be flexible in a fast      paced environment
• Computer      experience a must, MS Word & Excel experience required
• Minimum      40wpm typing speed
• Team      Player and mentor to Assistant Underwriters I & II
• Excellent      oral and written communication skills
• Exceptional      interpersonal skills
• Interest      in selling products and services based on customer needs
• Ability      to clearly and effectively present (both written and verbal) to external      business partners, management and internal business partners. 
• Exhibits      a professional appearance when representing the organization during agency      visits or business meetings.
• Strong      knowledge of the Marine and Recreation Line Industry.  
• Knowledge      of Marine and Recreation Line Products - ability to differentiate J&J      products/services from competitors.  
• Strong      negotiation skills.

Typical Physical Demands:

· Requires the ability to sit or stand for long periods of time, occasional stooping, and reaching; May require lifting-up to 25 pounds; requires normal range of vision and hearing with or without accommodations.