Principal - Credit Portfolio Management

Job Family: Wholesale Banking

Job Sub-Family: Wholesale Credit Risk Management

Career Specialization: Credit Portfolio Management

Career Stream: Professional

Career Level: P4

Job Profile

Sub-Family Definition

Wholesale Credit Risk Management manages the credit risk lifecycle for wholesale banking clients, including credit analysis, underwriting, approval, portfolio monitoring, risk rating, and problem credit management. Ensures lending activities align with established risk policies, regulatory expectations, and strategic business objectives.

Career Specialization Definition

Credit Portfolio Management is responsible for monitoring, evaluating, and managing the performance, risk, profitability, and composition of credit portfolios. Activities may include portfolio analytics, risk assessments, concentration management, strategic planning, and credit performance reporting. Other duties as assigned.

Career Level Definition

Recognized subject matter expert in a job area typically obtained through advanced education and work experience. Responsibilities typically include:

• Managing large projects or processes with limited oversight from manager.


• Coaching, reviewing and delegating work to lower level professionals.


• Problems faced are difficult and often complex.

Knowledge & Experience

• Bachelor's Degree required; equivalent combination of education and experience may be considered


• Typically requires 6 - 8+ years prior experience, with deep knowledge of job area

Job Code: WBCPMP4

FLSA Status: Exempt

Salary Grade: 120

Compensation offered will be based on a variety of factors, including but not limited to education, work experience, skills, certifications, and geographic location, etc. The salary range for this role is $164,220--$295,550.

Eligible teammates may participate in a comprehensive benefits package that includes medical, dental, vision, life insurance, disability coverage, paid time off, retirement savings through a 401(k) plan, wellness resources, and other programs designed to support teammates' health and financial well-being, subject to plan terms and eligibility requirements. In addition, certain positions may be eligible for incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria.  General information on our comprehensive benefits package can be found by visiting Employee Benefits | Banking Career Benefits | Atlantic Union Bank

We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.