Program Officer, Lending

Our partner seeks a Program Officer, Lending, to support a community development lending program in Upstate SC. This role involves deploying capital, guiding development capacity, and facilitating lending business development and loan originations that align with strategic priorities and a comprehensive approach to neighborhood revitalization. The position requires a hybrid work arrangement and close collaboration with the team to deliver impactful lending, technical assistance, and project management.

Responsibilities

• Develop strategies to grow lending and real estate-based transactions, design new lending programs, and create related materials.
• Build and manage a pipeline of projects in asset classes such as affordable housing, community facilities, educational facilities, commercial developments, and economic infrastructure.
• Manage the full cycle of lending and development activities, including assessing project feasibility, developing financing strategies, and helping partners access additional capital.
• Develop and maintain relationships with strategic partners, including financial institutions and government subsidy programs.
• Align local real estate development activities and financing pipeline with broader organizational goals.
• Provide capacity-building support to partners to enable successful implementation of complex real estate developments.
• Serve as primary underwriter by structuring transactions, conducting due diligence, performing financial analyses, drafting credit memoranda, and presenting loan recommendations.
• Coordinate between national lending and local program staff through pipeline meetings and other channels.
• Compile and share best practices in business development and sourcing.
• Represent the organization at conferences, trainings, and events.
• Prepare reports and findings for investors, funders, and stakeholders.
• Lead new initiatives as needed.
• Perform other duties as assigned.

• Bachelor’s degree or relevant related work experience.
• Minimum of three (3) years of relevant experience in lending, finance, community development, or related field with proven results.
• Knowledge of the real estate markets in Upstate SC and familiarity with housing, commercial, and mixed-use financing programs.
• Understanding of financing products such as predevelopment, acquisition, construction, bridge, and permanent loans; lines of credit; and tax credit equity.
• Experience working with community-based, resident-driven neighborhood revitalization models preferred.
• Ability to evaluate financial statements and identify financing opportunities.
• Strong problem-solving skills and ability to prioritize multiple tasks.
• Ability to work collaboratively and adapt to diverse organizational needs.
• Commitment to teamwork, learning, and supporting colleagues.
• Strong judgment, integrity, professionalism, and interpersonal skills.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft Office, particularly Excel.
• Ability to travel locally and attend industry-related events.

• Salary range: $65,300–$81,600, commensurate with experience.
• Medical, dental, and vision coverage.
• Disability insurance (long-term and short-term).
• Retirement savings plans (401(k) and 403(b)).
• Generous holidays.
• Vacation, PTO, and sick days.
• Tuition assistance program.
• Referral program.
• Professional development opportunities.