Real Estate Loan Processor

JOB TITLE: Real Estate Loan Processor
REPORTS TO: Head of the Real Estate Department
DEPARTMENT: Lending

Purpose:

Provide support to loan officers by ensuring the timely and accurate processing of mortgage loans. Enter loans into Loan Operating Systems including LaserPro, and Mortgagebot. Prepare Loan Estimates, Closing Disclosures, Closing and Application Packages. Set up and fund loans on bank’s core banking system Fiserv. Perfect and release liens through title companies. Ensure compliance with company policies and lending requirements.

Essential Duties:

• Real Estate Loan Processing


• Real Estate File Setup


• Enter Customer information for new loans


• Loan Estimates


• Closing Disclosure


• Construction Draws


• Construction File Setup


• Reconvenances


• Payoff Quotes


• Order Appraisal & Market Analysis


• Setup Files


• Customer Service


• Notary Public


• Filing                     


• Pulling FHLMC Rates


• File Maintenance


• Check all Loans of File Maintenance


• Freddie Delivery’s


• Freddie Payoff’s


• Check Final Titles


• Paying Title Policies and Recordings


• Extensions

Preferred Skills and Abilities:

• Loan processing related experience


• FISERV and MortgageBot experience


• Commitment to provide exceptional customer service


• Knowledge of banking products and services


• Strong communication skills


• Ability to work independently


• Detail Oriented


• Good organizational and time management skills


• Flexible and adaptable to a changing environment

Computer Skills/Equipment Used:

• General office equipment (computer, printer, fax, copy machine), scanner, adding machine, calculator.


• Computer knowledge in a Windows environment.


• Basic knowledge of Microsoft Outlook, Excel and Word.

Physical Abilities:

• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


• While performing the duties of this job, the employee is regularly required to talk, hear, stand and use hands to grasp, manipulate or feel objects. The employee is frequently required to walk, and occasionally required to sit, stoop, kneel, crouch or crawl, climb or balance and reach with hands and arms.


• May be required to lift, carry or move and position items weighing up to 25 lbs. as necessary.


• Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and the ability to adjust focus.


• Requires daily work on a computer for 6 hours or more viewing the screen and fingering the keys.


• Ability to move about the branch to access file cabinets, office machinery, etc.


• Able to work in a fast-paced, multi-tasked environment.