Real Estate Loan Processor

Public Service Credit Union is seeking a detail-oriented Real Estate Loan Processor to support the processing of Home Equity Loans and Home Equity Lines of Credit (HELOCs) from application through closing and funding.

In this role, you will partner closely with Loan Officers, Underwriters, members, and third-party vendors to ensure loan files are complete, accurate, and compliant. This is an excellent opportunity for a lending professional who thrives in a fast-paced environment and enjoys providing exceptional member service while managing multiple loan files.

Essential Duties and Responsibilities

• Process Home Equity Loans and Home Equity Lines of Credit from application through closing and funding.
• Review loan applications and documentation for completeness and accuracy.
• Collect and verify required income, asset, insurance, and property documentation.
• Prepare and distribute required disclosures and notices in accordance with regulations and credit union procedures.
• Order, track, and review title work, flood certifications, AVMs, appraisals, and other required services.
• Monitor loan conditions and follow up with members, Loan Officers, Underwriters, and third-party providers as needed.
• Maintain accurate loan files and update information within the loan origination system.
• Coordinate loan closings with members, title companies, and internal stakeholders.
• Prepare loan documents and closing packages.
• Verify all conditions have been satisfied prior to closing and funding.
• Complete post-closing requirements and funding activities.
• Provide timely updates regarding loan status and outstanding documentation requirements.
• Maintain confidentiality and protect sensitive member information.
• Ensure compliance with all applicable regulations, credit union policies, and the Bank Secrecy Act (BSA).
• Perform other duties as assigned. 

Education and Experience

• High School Diploma or GED.
• 1+ year of experience in loan processing, mortgage lending, real estate lending, consumer lending, or a related field.
• Experience processing Home Equity Loans, HELOCs, or mortgage loans.
• NMLS registration preferred.

Other Requirements

• Familiarity with loan origination systems (LOS) and lending software.
• Working knowledge of real estate loan documentation and processing requirements.
• Strong organizational skills and attention to detail.
• Excellent verbal and written communication skills.
• Ability to prioritize multiple deadlines in a fast-paced environment.
• Proficiency with Microsoft Office 365, including Outlook, Word, Excel, Teams, and SharePoint.
• Ability to work independently and collaboratively within a team environment.

What we offer

• Competitive wages
• Career Growth / Robust Training Program
• Work Life Balance
• Top quality health insurance (Full Time)
• Paid Time Off (accrued and available for use immediately)
• Paid holidays
• Banking hours / Closed on Sunday’s
• Tuition Reimbursement
• Employer Provided Retirement Benefits
• 401(K) Plan
• Dental & Vision Insurance (Full Time)
• Short & Long-Term Disability (Full Time)
• Life Insurance (Full Time)

Why join us? At PSCU, we are dedicated to our mission of educating, equipping, and empowering both our team and the communities we serve. By joining us, you’ll be part of a culture that listens to your ideas, supports your growth, elevates and celebrates your achievements, cares for your well-being, and serves with purpose. Together, we create a meaningful impact, and we invite you to be a part of our journey!

To apply, please complete the online application and attach an up-to-date resume.